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Use our remortgage calculator to work out how much you can save by remortgaging.
Our remortgage calculator provides an estimated figure based on the details you input, such as your remaining mortgage balance, property value, and desired terms.
While it’s a helpful starting point to understand your potential savings or new repayment options, speaking with a mortgage advisor will give you a more precise and personalised assessment.
Factors like your credit score, income, and financial goals are better addressed through tailored advice.
Remortgaging is often a good idea when your current fixed-rate deal is nearing its end, as this can help you avoid switching to your lender’s typically higher standard variable rate.
It’s worth noting that many lenders allow you to secure a new deal up to 6 months in advance, meaning you can plan ahead and ensure a smooth transition.
You might also consider remortgaging to secure a better rate, release equity or consolidate debt.
Speaking with a mortgage advisor can help you determine the best time to remortgage based on your individual circumstances.
The remortgage process typically takes between four to eight weeks, depending on factors like the complexity of your application and the efficiency of the lender and solicitor.
Straightforward cases can sometimes be completed more quickly.
Starting the process early, such as 6 month prior to your deal ending, ensures you have enough time to secure a new deal and avoid delays.
Use the remortgage calculator above to get your journey started today!
Remortgaging with bad credit is possible, but it may require additional consideration from lenders.
While some may offer limited options, others specialise in helping customers with adverse credit.
A larger amount of equity in your property or a stable income can improve your chances.
A mortgage broker like us can guide you through your options, finding lenders who may be willing to work with your circumstances.
Using a mortgage broker like us when remortgaging can be highly beneficial. A broker has access to a wide range of deals, including those not available directly from lenders.
We can save you time, help you find a competitive rate, and provide expert advice tailored to your needs.
Whether you’re looking to save money, release equity, or remortgage with bad credit, we can make the process smoother and less stressful.
Our Customers Love Us
4.96 Rating461 Reviews
Kadiatu
The team were very professional and helpful, everything went smoothly. It was less stressful for me
1 month ago
Portia
Very good efficient service
1 month ago
Paul
This is our second time using Manchester Moneyman. Daniel and Kerry have been amazing throughout the process. We had issues with the solicitors which Kerry helped resolve without even being asked. Thank you for everything and would not hesitate...
2 months ago
Anonymous
Very straightforward and clear, they made everything so simple for my first mortgage and the renewal was even easier.
3 months ago
Gary
This team is fantastic! They handle everything, making the whole process incredibly easy and hassle-free. I highly recommend them!
3 months ago
Michelle
I would high recommend this service they were amazing, and very professional. They were helpful throughout the whole process.
4 months ago
Michelle
Amazing service, extremely helpful and professional. Would highly recommend. Very happy with the service
4 months ago
Mrs Vanessa
Brillant. Helped us with non-standard employment conditions and were very efficient at getting everything sorted. Also very easy to get hold of. We always use a paid broker, their fee is very reasonable for the efficiency and personal service you...
4 months ago
Matthew
Can not speak highly enough of the people I have spoken to and the service I have received from the team. Charlie and Debbie are a credit. None patronising, easy to speak to, welcoming and very helpful. Will continue to recommend to friends.
4 months ago
Ruth
Excellent experience with Matt and Stacey from UK moneyman. As first time buyers they made this experience easy and stress free. I'd really recommend using UK moneyman! 10/10!
4 months ago
Christopher
Brilliant service. Knowledgeable & very professional.
4 months ago
Mrs Claire
Very helpful got us a mortgage a lot sooner than we expected. Very happy
5 months ago
john
Louise was absolutely outstanding !!! We had a few issues with the property we were purchasing and Louise was so helpful in getting us the answers we required from the lender within a timely manner. I spoke with Louise regularly and she was...
5 months ago
Jiri
Leo from Manchester Moneyman was very helpful and efficient in securing us a mortgage on much better terms than our bank could offer. Thank you!
7 months ago
Olusola
The process has been stress free from the start to the end. The team has been helpful. I will definitely recommend Manchester Moneyman to people.
7 months ago
John
We've used UK Moneyman for two house purchases and remortgaging our current home. The team are unfailingly professional and lovely to work with. I'd recommend them to anyone in need of an excellent mortgage broker.
8 months ago
Alanya-Lee
As first time buyers, we needed all the support and guidance we could get. Tom was fabulous, honest and genuinely had our best interest at heart. He answered all of my silly questions and was always a phone call away.
8 months ago
Chiara
Worked with Malcolm and Debbie! Couldn’t recommend them enough. Thankyou for all your help!
8 months ago
Marco
Leo went above and beyond to provide all the information and assistance I needed to secure my dream property. Very friendly and professional. Highly recommended!
9 months ago
Stephanie
Originally took mortgage out 5 years ago and have just re-mortgaged with them. As this was a product transfer and I was a returning customer this was a no charge for this service. Can’t ask for better than that. All paperwork done by them and I...
9 months ago
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Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Manchestermoneyman 2025.
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Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Manchestermoneyman 2025.
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