First Time Buyer Mortgages

Mortgage Advice for First-Time Buyers

First-Time Buyer Mortgage Broker in Manchester

If you’re buying a home as a First-Time Buyer, you may feel a little anxious about the process. It’s understandable – The market has a lot of competition and the Estate Agents can put a lot of pressure on you.

This is where we may be able to assist you. Our team of experienced advisors will work patiently and effectively alongside you, to ensure your property-owning dreams come to life

Mortgage Advice in Manchester for First-Time Buyers

• Looking to buy soon and wondering how much you may be able to borrow/what your repayments could be?
• Need some help in making an offer on a property you like?
• Do you want to start your mortgage application as you’ve had an offer accepted?
• Facing some challenges with your journey and need some assistance?

Finding The Right Deal For You

It’s our job to search through thousands of mortgage deals, to find the right mortgage based on your circumstances. Whether you’re buying by yourself, with a friend/partner, or are having mortgage problems, we’re usually able to help.

It’s always a good idea to have a Mortgage Agreement in Principle handy, for when you are ready to make an offer. We can help you out with this.

How We’re Able to Help With First-Time Buyer Mortgage Advice

We are loyal to our customers, with no ties to Banks, Building Societies or Estate Agents – We only have your best interests at heart! Our Mortgage Advice team will do their best to make the process stress-free, keeping things clear and simple, avoiding industry jargon.

If you would like someone to talk to the Estate Agent on your behalf, to make an offer, we can also do that for you. We can also look at sourcing conveyancing and solicitors’ quotes for you – We’re with you every step of the journey!

How Much Will I Need For My Deposit?

As a First-Time Buyer, you would need a minimum of 5% to put down as a deposit on your first home. Your deposit can come from your own savings or even a gifted deposit from a friend or family member. In some cases, you can have a mixture of gift and savings.

Currently renting?

In many cases, buying a property and taking out a mortgage can be cheaper than privately renting. If you’ve thought about buying the property you’re currently in from your landlord or housing association, it’s worth checking your eligibility for the Right-to-Buy Scheme. Speaking to your council or local authority should allow clarification on this.

For any other First-Time Buyer Mortgage questions, please get in touch by calling 0161 7133215 or drop us a message – We’d love to help!