Self-Employed Mortgage Broker
Self-Employed Mortgage Broker in Manchester
The Self-Employed can often get the short end of the stick when it comes to mortgage deals, which is why as a specialist Mortgage Broker we hope to secure you the best mortgage for your circumstances. If you have a minimum of 1-year accounts, there is a chance you could still be eligible for a mortgage.
As a company, we have great knowledge of Self-Employed lending criteria and a large number of Specialist lenders on a panel with thousands of products available to look at. Our Mortgage Advisors offer open and honest Self-Employed Mortgage Advice in Manchester, and we will try to help all of our customers the best we can. Whether this is obtaining them the best mortgage deal on the market or giving advice on how they can help and increase their chances of getting a mortgage in the future.
Common Self-Employed Mortgage Scenarios:
- You’re a company owner, director, sole trader or business partner and in need of Self-Employed Mortgage Advice in Manchester.
- You ‘re not a fit for the banks’ criteria for one reason or another.
- Unsteady net profit.
- Only been trading for one year.
- You need to borrow more than what the bank can offer.
- As a Self-Employed business owner, you get paid a combination of salary, dividends or directors’ loan.
- You leave your net profit in your company.
- Your company is going through a busy period and you need the help of an advisor throughout the process.
Bank V Broker
All high-street mortgage lenders will use their in-house credit scoring, with their own policies and criteria. With this in mind, it may be that you have a fantastic credit score, but still don’t meet the banks Self-Employed lending criteria.
Over time, if you keep applying with multiple lenders and you still don’t match their criteria, your credit score and chances of getting a mortgage altogether could be adversely affected – It’s times like these where using a Self-Employed Mortgage Broker in Manchester could be just what you need to reach your goal. We’re able to compare deals from multiple lenders and use our in-depth knowledge of Self-Employed lending criteria to put you with the right lender first time.
Sole-Trader, Partner or Ltd Company Owner?
If you are the owner of your own limited company, a sole trader, a partner and receive a salary/dividend and are looking for mortgage advice, then we may be able to help.
We only have your best interests at heart and work alongside you, not the banks, building societies or estate agents. With our combined years of experience and knowledge, we’re able to tailor your mortgage to your personal circumstances.
If you’re Self-Employed and in need of some expert Self-Employed Mortgage Advice, get in touch and we’ll see how we can help.