Fast & Friendly Mortgage Advice in Manchester
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We love providing all our customers with Expert Mortgage Advice in Manchester. It's not just about finding a mortgage, It's about the journey, and we will hold your hand throughout the entire process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0161 7133 215.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0161 7133 215.
We love providing all our customers with Expert Mortgage Advice in Manchester. It's not just about finding a mortgage, It's about the journey, and we will hold your hand throughout the entire process.
Enquire Online4.97 Rating407 Reviews
Emma
A fantastic company and great staff, Leo is always only a phone call away and keeps me in the loop with everything. He really goes out of his way to get the best offers and talks me through all the processes clearly and kindly. As a first time buyer...
3 weeks ago
Louise
From start to finish the whole process went very smoothly and Chris who I dealt with was very helpful and explained things through really well! I would definitely recommend them to my friends and family
3 weeks ago
Lydia
I’m 💯 going to recommend these guys. Chris was extremely lovely to deal with. No stress. They had me prepare all my documents before it was sent over to the vendor, my mortgage offer was accepted in less than a week. Nice one guys
3 weeks ago
Louise
Leo and Lyndsey have been incredibly helpful and informative from the very first conversation with each of them. They are always on hand and readily available whenever needed. UK Moneyman made this process so quick and simple! Huge thank you to both...
1 month ago
Christopher
Friendly, professional & very easy to deal with. Definitely recommend
1 month ago
Anonymous
As first time buyers this was The first mortgage broker I came across online. I was intending on finding more brokers to see what information I could acquire when buying a home. After the first consultation with Chris, I decided to use UKMoneyMan as...
1 month ago
Matthew
Charlie has been a massive help with the process! We basically knew next to nothing about buying a house, but Charlie answered all of our questions & helped us out massively!
2 months ago
Tom
Had spoken with Wayne after he helped my brother through the house buying and mortgage process a year or two earlier. He couldn't have been more helpful over the year or so it took me to find a property as I fought to find something against rising...
3 months ago
Kristofer
The team have been very helpful and great with communication. Would highly recommend.
3 months ago
Joseph
Manchestermoneyman have been fantastic throughout my mortgage process, both Malcolm for calmly and professionally walking me through my options at a difficult time, and Paula for being warm and communicative during the process. I would definitely...
3 months ago
Krist
Perfect service and cannot fault anything, Chris and Meghan have been top class on my application and have recommended to my family & friends!
3 months ago
Anonymous
Money man was super helpful, always replies and keeps you in the loop of the process. The staff are really nice and genuine not overly business oriented and pushy to go through them for everything.
3 months ago
Carol
I was assisted by Chris Thompson and Lyndsey Smith with a buy to let mortgage and residential mortgage. Both Chris and Lyndsey were absolutely brilliant. They researched the market thoroughly to get the best deals, acted swiftly to beat interest...
4 months ago
Kiranjeet
Highly recommend using Manchester moneyman, we used them to broker our mortgage 2 years ago and they proactively made contact well in advance of the fixed term coming to an end and secured us a new rate that we’re really happy with.
4 months ago
Natasha
UK Moneyman has been fantastic from day one, always communicating updates on progress. They have made it less stressful.
5 months ago
Jack
Very helpful staff, nothings too much to ask, great for first time buyers as they explain everything and ensure you understand everything
5 months ago
Cameron
We had an amazing experience with UK Moneyman! Our mortgage advisor Matt was very helpful and did a great job advising and finding us the best products. Matt and Lyndsey are a good team, friendly and professional. We highly recommend them to...
5 months ago
Kirsty
Chris and Debbie have been great in helping us find three mortgage deals now after our first 2 attempts at house purchases fell through. Always sympathetic and informative. Talking us through multiple options available to us. Explaining the process...
6 months ago
Toby
Many Thanks to Jason and Debbie for securing my mortgage. Would definitely recommend!
6 months ago
Mark
Daniel has always been very helpful. Always nice to talk to and explains everything so we understood every part of the process.
6 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Manchester | Mortgage Advice in Manchester
Welcome to Manchestermoneyman.com, your go-to source for expert mortgage advice in Manchester. With our experienced mortgage advisors in Manchester, we’re here to help you achieve your mortgage goals.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward, providing support from your initial enquiry through to getting the keys to your dream home.
Please take a look at our genuine reviews from satisfied customers and rest assured that we aim to provide the same high level of service to all new and existing customers.
Let us help you in achieving all of your mortgage goals with our expert mortgage advice in Manchester.
How can we help you obtain a mortgage in Manchester?
As a fast and friendly mortgage broker in Manchester with extensive collective experience, we offer high levels of mortgage advice in Manchester for customers in any mortgage situation.
Many of our customers return to us for their remortgage in Manchester, because we not only search for the best deal from 1000s available, but we also provide expert remortgage advice in Manchester, always with your bestinterests in mind.
Customer satisfaction is what motivates each member of our hardworking team to go even further, knowing that they can go the extra mile and continue our existing journeys with existing customers, allowing us to watch their journey of being a homeowner blossom.
Mortgage Advice in Manchester– We’re Open & Honest
As an open & honest Mortgage Broker in Manchester that regularly deals with Specialist cases, we work with a vast panel of lenders who offer fantastic products available for you.
With this in mind, your delegated Mortgage Advisor in Manchester will try their best to tailor the search to match your individual needs to offer you the best possible mortgage deal you can obtain.
A trusted and dedicated member of our team will be on hand and available from early until late throughout the whole week, including some bank holidays.
Ensuring customers are updated regularly on where they are in their mortgage process, meaning they are well looked after and one step closer to their mortgage dreams.
Friendly Mortgage Broker in Manchester & surrounding areas
With many years of experience as a mortgage broker in Manchester, we have had the pleasure of speaking with hundreds of customers.
We often find that many of the customers we speak to have been turned away by the bank without a full explanation, leaving them unsure of what they need to work on in order to proceed with their mortgage application.
This could be due to a variety of reasons, such as the property value being lower than the requested loan amount or the bank’s appointment schedule being fully booked, to name a few.
Contact your Mortgage Broker in Manchester
If you’re looking for help with your mortgage, look no further. As a Manchester-based mortgage broker, we are here to help you reach your goals. Whether you’re a first time buyer in Manchester, moving home in Manchester, investing in property, or simply seeking mortgage advice in Manchester, we are here to help.
Our expert mortgage advisors in Manchester are available seven days a week, and in some cases, we can even provide same-day appointments. Contact us today to kick-start your mortgage journey.
Speak to a Mortgage Advisor in Manchester
You will always have a dedicated mortgage advisor in Manchester who prioritises your needs, listening to any concerns or questions you may have during the process and beyond.
In staying by your side, we ensure that you are kept informed and up-to-date. Your assigned mortgage advisor in Manchester will notify you if anything changes or if we require important information from you, in order to proceed with your mortgage application.
Getting in touch with a mortgage broker in Manchester is a great way to stay ahead of the process. Our team of trusted mortgage advisors in Manchester can assist you with budgeting and arrange your mortgage agreement in principle, which we can often offer the same day.
This allows you to be prepared to support any offers you make and gain an advantage over other potential applicants for the same property.
Trusted & Reliable Mortgage Advice in Manchester
Our mortgage calculator is available for those interested in estimating their monthly repayments. While it’s only a rough guide, it’s a helpful tool for anyone seeking an idea of their mortgage payments.
We have a team of experienced and trusted mortgage advisors in Manchester and administrators available seven days a week, from early morning to late at night. Our team is here to assist you with any of your mortgage-related queries and provide valuable mortgage advice in Manchester.
How our Mortgage Advice process work in Manchester
As a dedicated mortgage broker in Manchester, we aim to find the best mortgage or remortgage in Manchester for your circumstances. The first step is to book a free mortgage appointment with a qualified mortgage advisor in Manchester, who will gather information about your financial situation.
With this information, we’ll search our various lenders to find you the most suitable mortgage product from the 1000s of mortgage deals available to us. Our team has an in-depth knowledge of mortgage criteria and we will guide you through your mortgage journey from start to finish.
Mortgage advice in Manchester – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Your free initial mortgage consultation in Manchester will last roughly 30 mins. A dedicated advisor will then recommend a mortgage for you, with no obligation to accept and go forward and proceed with the mortgage in question, if you decide that it is not for you.
As trusted Mortgage Advice professionals in Manchester, we will carry out a Fact Find to establish your personal needs before we go ahead with recommending the most suitable mortgage for your situation. From there you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.
We recommend you obtain an Agreement in Principle prior to property viewings in Manchester, in order to avoid potential disappointment. At the very latest we would suggest that you obtain one before you make any offers, to put you in a better bargaining position. As a dedicated Mortgage Broker in Manchester, we are typically able to obtain an agreement in principle within 24 hours.
Generally speaking, an Agreement in Principle will last for between 30 and 90 days, depending on the lender that is used. If your Agreement in Principle expires before you can make use of it, it can be easily refreshed by speaking to your advisor.
If you’re looking to achieve something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. If you’re looking to use it for yourself, a family member, a holiday home or a Buy to Let, a second mortgage on that property may also be an option.
A high street lender will typically require you to put down at least 5% of the property purchase price for your deposit. If you have had credit problems in the past, this may be higher.
If you have struggled with credit problems in the past, you may still be eligible for a mortgage, though a lender may possibly require you to put down a higher deposit than expected. This can be something like 15% of the property purchase price.
Submitting at least one year’s accounts moves you along the process, allowing for you to potentially obtain a mortgage in Manchester. Most lenders will utilise your salary plus dividend to calculate the maximum mortgage amount you are eligible to borrow, whereas some other lenders will go off your net profit.
In order for an employee to prove their income, it’s usually 3 payslips and the last 2 years’ accounts if you are self-employed. You will also need to provide some proof of ID, address and the last 3 months’ bank statements.
The free initial mortgage consultation that we offer generally lasts up to around 30 mins. We are then able to turn around an agreement in principle within 24 hours of that appointment. A formal mortgage offer takes, on average, somewhere around three weeks.
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