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Fast & Friendly Mortgage Advice in Manchester

Appointments Available on Evenings and Weekends

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

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We love providing all our customers with Expert Mortgage Advice in Manchester. It's not just about finding a mortgage, It's about the journey, and we will hold your hand throughout the entire process.

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0161 7133 215.

Book Online

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0161 7133 215.

Malcoms Image

We love providing all our customers with Expert Mortgage Advice in Manchester. It's not just about finding a mortgage, It's about the journey, and we will hold your hand throughout the entire process.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Manchester | Mortgage Advice in Manchester

Welcome to our website Manchestermoneyman.com, our website for expert Mortgage Advice in Manchester. Utilising the experience of our Mortgage Advisors in Manchester, we are ready and waiting to try and help you reach your mortgage goals.

 

We aim to make the home buying and remortgaging process stress-free and straightforward. Our team will be on hand right throughout the entire journey, from your initial enquiry to getting the keys to your dream home.

 

Feel free to read our genuine reviews from previously pleased customers. As a team, we are proud of our service and aim to provide the same level for new/existing customers that get in touch.

 

One of the many perks of using a Mortgage Broker in Manchester is that we have zero ties to estate agents, banks, or builders. We aim to assist you to achieve your mortgage goals by providing a high level of Mortgage Advice.

 

How can we help you obtain a mortgage in Manchester?

As a fast & friendly Mortgage Broker in Manchester, we have a great deal of collected experience within our team. This means that we can provide a top level of Mortgage Advice in Manchester for almost any individual who approaches us with a situation regarding their mortgage.

 

Many of our customers return to us when they are looking to remortgage, because not only can we search thousands of deals to find the best one for you. But we provide expert Mortgage Advice in this specialist area, and we’ll always be open and honest with your interests at heart.

 

Customer satisfaction is what motivates each member of our hardworking team to go even further, knowing that they can go the extra mile and continue our existing journeys with existing customers allowing us to watch their adventure of being a homeowner blossom.

 

Mortgage Advice in Manchester– We’re Open & Honest

As an open & honest Mortgage Broker in Manchester that regularly deals with Specialist cases, we work with a vast panel of lenders who offer fantastic products available for you.

 

With this in mind, your delegated Mortgage Advisor in Manchester will try their best to tailor the search to match your individual needs to offer you the best possible mortgage deal you can obtain.

 

A trusted and dedicated member of our team will be on hand and available from early until late throughout the whole week, including some bank holidays.

 

Ensuring customers are updated regularly on where they are in their mortgage process, meaning they are well looked after and one step closer to their mortgage dreams.

 

Friendly Mortgage Broker in Manchester & surrounding areas

In our many years as a Mortgage Broker in Manchester, we’ve spoken to hundreds of customers.

 

We often find the majority we have spoken to; the bank has turned many of them away, sometimes without not fully explaining why which can be harmful due to not knowing what to fix to go ahead and continue with the mortgage application at hand.

 

This can be down to a variety of reasons, such as the property value being less than the amount they want to borrow or the bank’s appointment books being filled – just to name a few.

 

Contact your Mortgage Broker in Manchester

If you are looking for help obtaining a mortgage, then look no further. As a Mortgage Broker in Manchester, we are ready to help you achieve your goals. Whether you are purchasing for the first time, moving home, purchasing an investment property, or just needing some Mortgage Advice, we will be happy to help.

 

Our Mortgage Advisors in Manchester are on hand 7 days a week. Sometimes, we have same-day appointments available, contact us today and start your mortgage journey.

Speak to a Mortgage Advisor in Manchester

As a trusted Mortgage Broker in Manchester, we make sure to stay loyal to our customers, straying away from estate agents, building societies or banks so that our team will always have your best interests at heart.

 

You’ll always have a dedicated advisor who aims to do right by you, listening to any concerns or questions that you may have lingering on your mind.

 

Because we stay by your side throughout the process and beyond, this means that rest assured you’ll be kept up to date and in the loop. Your assigned Mortgage Advisor in Manchester will be in touch if anything changes or we need anything important from you to continue with your application.

 

It’s a great idea to get ahead of the process by getting in touch with a Mortgage Broker. Our team of trusted advisors will be able to assist you with things such as budget ideas, and arranging your Mortgage Agreement in Principle which we can often offer on the day.

 

This allows you to be ready to support any offers you make which will get you ahead of anyone else who may be thinking of applying for the same property.

 

Trusted & Reliable Mortgage Advice in Manchester

If you would like to work out what your monthly repayments may be, you may appreciate our Mortgage Calculator. Although only a rough guide, it is a handy tool for anyone who would like an idea of what they could be paying back for their mortgage.

 

Boasting an experienced team of trusted advisors and administrators, are here from early on until late at night, 7 days a week to assist you with any of your mortgage questions and offer insightful Mortgage Advice in Manchester.

 

How our Mortgage Advice process work in Manchester

As a Mortgage Broker in Manchester, our job is to find you the best mortgage or remortgage for your circumstances. The first step is to get you booked in for a Free Mortgage Consultation with a qualified Mortgage Advisor.

 

During your initial consultation, your Mortgage Advisor in Manchester will collate information surrounding your current financial situation. We will then search our various lenders to find you the most suitable mortgage product with this information in hand.

 

Our Mortgage Advisors in Manchester work with many mortgage lenders that approach us with various deals on offer, meaning we have 1000s of products to choose from just for you.

 

We can confidently say that we will do our best to find the most appropriate deal for your circumstances and do the hard work for you so that you can enjoy knowing you’re one step closer to finishing your mortgage journey and enjoying your new home.

 

The team here at Manchestermoneyman have an in-depth knowledge of mortgage criteria, and we will be more than happy to assist you throughout your mortgage journey from start to finish.

Mortgage advice in Manchester – Options:

First Time Buyer Mortgage Advice Manchester

Your dedicated Mortgage Advisor in Manchester are here to guide you through each step of your process, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Manchester

You may find that you will greatly benefit from expert Mortgage Advice in Manchester. Whether this be to find out how much you can borrow, what will happen with your existing property or the costs of the process.

Remortgage Advice Manchester

By Selecting us as your trusted Mortgage Broker in Manchester, whether you are looking to release equity or secure a better rate, removing, or adding a person's name onto the mortgage, we are ready to help you find you a better remortgage deal.

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free initial mortgage consultation in Manchester will last roughly one hour. A dedicated advisor will then recommend a mortgage for you, with no obligation to accept and go forward and proceed with the mortgage in question, if you decide that it is not for you.

As trusted Mortgage Advice professionals in Manchester, we will carry out a Fact Find to establish your personal needs before we go ahead with recommending the most suitable mortgage for your situation. From there you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.

We recommend you obtain an Agreement in Principle prior to property viewings in Manchester, in order to avoid potential disappointment. At the very latest we would suggest that you obtain one before you make any offers, to put you in a better bargaining position. As a dedicated Mortgage Broker in Manchester, we are typically able to obtain an agreement in principle within 24 hours.

Generally speaking, an Agreement in Principle will last for between 30 and 90 days, depending on the lender that is used. If your Agreement in Principle expires before you can make use of it, it can be easily refreshed by speaking to your advisor.

If you’re looking to achieve something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. If you’re looking to use it for yourself, a family member, a holiday home or a Buy to Let, a second mortgage on that property may also be an option.

A high street lender will typically require you to put down at least 5% of the property purchase price for your deposit. If you have had credit problems in the past, this may be higher.

If you have struggled with credit problems in the past, you may still be eligible for a mortgage, though a lender may possibly require you to put down a higher deposit than expected. This can be something like 15% of the property purchase price.

Submitting at least one year’s accounts moves you along the process, allowing for you to potentially obtain a mortgage in Manchester. Most lenders will utilise your salary plus dividend to calculate the maximum mortgage amount you are eligible to borrow, whereas some other lenders will go off your net profit.

In order for an employee to prove their income, it’s usually 3 payslips and the last 2 years’ accounts if you are self-employed. You will also need to provide some proof of ID, address and the last 3 months’ bank statements.

The free initial mortgage consultation that we offer generally lasts up to around an hour. We are then able to turn around an agreement in principle within 24 hours of that appointment. A formal mortgage offer takes, on average, somewhere around three weeks.

Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Manchestermoneyman

Manchestermoneyman, 3 Piccadilly Place, Manchester, M1 3BN.

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