Can I move my current mortgage to a new property in Manchester?

Absolutely, you can typically move your existing mortgage to a different property in Manchester using a process known as “porting.” After your move, the funds from selling your current property will be used to fully settle your current mortgage.

What are the costs when moving home in Manchester?

When relocating in Manchester, it’s essential to factor in expenses such as estate agent fees, conveyancing fees, potential stamp duty (if applicable), removal costs, and possible mortgage arrangement fees. Additionally, you can explore the services of a mortgage broker in Manchester to help with your mortgage needs.

What happens if I buy a property and want to move home in Manchester?

If you buy a property in Manchester and wish to move later, you have several options depending on circumstances. You can sell your current property, rent it out while acquiring a new one, or explore mortgage alternatives like porting or remortgaging to cater your move.

Can you pay a mortgage off early in Manchester?

Certainly, you have the flexibility to settle your mortgage ahead of schedule in Manchester. Most mortgages permit overpayments or early repayment of the entire loan amount. However, it’s important to review your specific mortgage terms for any potential penalties or restrictions associated with early repayment.

Moving Home Mortgages in Manchester

We take the stress away from moving home in Manchester

Moving home is well-known to be a stressful experience, but it shouldn’t have to be the case. After all, it’s your life and you are in control! As a mortgage broker in Manchester by your side, let us deal with mortgage aspects to taking a larger portion of that stress away, leaving you more time to focus on the move itself.

The main reason as to why moving home with a mortgage is stressful, is you are having to balance purchasing and completing a sale simultaneously.

The good news is, the paperwork and simultaneous completion will be covered by your conveyancing solicitor. Nevertheless, you will still have to secure the current ongoing purchase as well as find a buyer for the property you’re looking to sell.

Moving Home Mortgage <br>Advice in Manchester

Mortgages for people who are moving home in Manchester

If you are looking to start your moving home process, our team of Mortgage Advisors in Manchester aim to ensure every part of the process goes as smoothly and quickly as possible.

The benefits of having us by your side are, we will hold your hand through the entire process of Moving Home in Manchester. Supporting you and answering any mortgage-related questions that you may come across in your journey.

Here at Manchestermoneyman, we can search through 1000’s of mortgage products to find you the most suitable deal for your current financial and personal circumstances.

To speak with a mortgage advisor in Manchester, book your free initial mortgage appointment online or give us a call. We look forward to helping you start the next chapter in your home-owning process.

Can I port my mortgage when moving home in Manchester?

In some cases, it may be possible to port your mortgage to a new property in Manchester, however, it completely depends on your mortgage lender. If you want to find out whether this is something you can achieve, reach out to our team and we will help you find out.

At the end of the day, we want you to have a smooth, easy-going moving home process. We also want to provdde you with expert mortgage advice in Manchester to help you find the perfect mortgage for your new home, if porting is not an option. Feel free to reach out to us today and start your moving home mortgage journey in Manchester.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

FAQs for Home Movers in Manchester

Our Customers Love Us

4.96 Rating488 Reviews

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

1 week ago

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

2 weeks ago

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

3 weeks ago

Peter

The whole process went well and perfect

1 month ago

Albert

Excellent customer service provided experts who fully support their clients.

1 month ago

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

1 month ago

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

1 month ago

Frederick

Experience team, very helpful, understanding, patient, work as a team.

2 months ago

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

2 months ago

Timothy

Great service from the start, will certainly use them again.

2 months ago

Habib

Really good service,Jason and Stacy were really good and made it easy

2 months ago

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

3 months ago

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

4 months ago

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

4 months ago

Deborah

Excellent and friendly customer services

5 months ago

Dr William

Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!

5 months ago

John

Charlie was friendly, thorough and full of advice, which was great as a first time buyer. He was also very accommodating of my extra needs due to my loss of hearing, which is quite rare in my experience. I’d highly recommend Manchestermoneyman and...

5 months ago

Anonymous

Chris - our mortgage broker has been incredible throughout the process. Very pleased with the service offered and will be back when we need to remortgage.

5 months ago

Anonymous

We received a great service, no hassle for us, they worked quickly with initiative and secured a good product.

6 months ago

Mr.

We have used Manchester money man a few times now and always find them to provide us an excellent service. They offer all options and explain the pros and cons of each allowing us to make an informed decision. Could not recommend highly enough

6 months ago

Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

During your free initial consultation, your mortgage advisor in Manchester will gather essential information regarding your income and expenses to determine your maximum affordability.

We Can Search 1000s of Mortgage Deals

A proficient mortgage advisor in Manchester will diligently explore a wide range of mortgage products to find the one that aligns perfectly with your requirements.

Submit Your Mortgage Application

Once your offer is accepted, your dedicated mortgage advisor in Manchester will handle the submission of your complete mortgage application and all necessary documentation to the lender.

Protecting You and Your Mortgage

Our services extend beyond securing the most suitable mortgage deal, we also provide insurance recommendations to safeguard both you and your loved ones.

Reasons to Choose us

Free Initial Mortgage Appointment

All new / existing customers who get in touch will receive a free home movers’ review. As a part of this review, our team will take a look at what it is that you’re hoping to achieve and find the most suitable route to take. In doing so, we’ll be taking a look at both your monthly payments and the maximum that you may be able to borrow.

1000s of Deals

Once we have gathered some key information, the next is to see what you are hoping to achieve during your free home movers review. Your Mortgage Advisor in Manchester search through 1000’s of deal to find you the most suitable deal for your circumstances.

Our Service

Here at Manchestermoneyman, our team have experience with helping customers get on the property ladder and we have helped many Home Movers in Manchester, from those with complex situations to others whose cases are fast and easy We are well equipped to try and take on any enquiry.

7 days a Week

If you are wanting to know your options for Moving Home in Manchester, our team of dedicated Mortgage Advisors in Manchester will have a chat with you during your free initial mortgage appointment and tell you what they think is the most suitable route to take. They will work alongside you from your initial enquiry, all the way through to getting the keys to your dream home.