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Moving Home Mortgage
Advice in Manchester

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7 days a week, 8am - 10pm

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Moving Home Mortgage
Advice in Manchester

Planning your next home move? Let our expert mortgage advisors in Manchester help you navigate the home-buying process with ease.

Speak to an Advisor - It's Free!

We take the stress away from moving home in Manchester.

Moving home is well-known to be a stressful experience, but it shouldn’t have to be the case. After all, it’s your life and you are in control! As a mortgage broker in Manchester by your side, let us deal with mortgage aspects to taking a larger portion of that stress away, leaving you more time to focus on the move itself.

The main reason as to why moving home with a mortgage is stressful, is you are having to balance purchasing and completing a sale simultaneously.

The good news is, the paperwork and simultaneous completion will be covered by your conveyancing solicitor. Nevertheless, you will still have to secure the current ongoing purchase as well as find a buyer for the property you’re looking to sell.

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Moving Home Mortgage <br>Advice in Manchester

Mortgages for people who are moving home in Manchester.

If you are looking to start your moving home process, our team of Mortgage Advisors in Manchester aim to ensure every part of the process goes as smoothly and quickly as possible.

The benefits of having us by your side are, we will hold your hand through the entire process of Moving Home in Manchester. Supporting you and answering any mortgage-related questions that you may come across in your journey.

Here at Manchestermoneyman, we can search through 1000’s of mortgage products to find you the most suitable deal for your current financial and personal circumstances.

To speak with a mortgage advisor in Manchester, book your free mortgage appointment online or give us a call. We look forward to helping you start the next chapter in your home-owning process.

Can I port my mortgage when moving home in Manchester?

In some cases, it may be possible to port your mortgage to a new property in Manchester, however, it completely depends on your mortgage lender. If you want to find out whether this is something you can achieve, reach out to our team and we will help you find out.

At the end of the day, we want you to have a smooth, easy-going moving home process. We also want to provdde you with expert mortgage advice in Manchester to help you find the perfect mortgage for your new home, if porting is not an option. Feel free to reach out to us today and start your moving home mortgage journey in Manchester.

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FAQs for Home Movers in Manchester

Can I move my current mortgage to a new property in Manchester?

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Absolutely, you can typically move your existing mortgage to a different property in Manchester using a process known as “porting.” After your move, the funds from selling your current property will be used to fully settle your current mortgage.

What are the costs when moving home in Manchester?

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When relocating in Manchester, it’s essential to factor in expenses such as estate agent fees, conveyancing fees, potential stamp duty (if applicable), removal costs, and possible mortgage arrangement fees. Additionally, you can explore the services of a mortgage broker in Manchester to help with your mortgage needs.

What happens if I buy a property and want to move home in Manchester?

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If you buy a property in Manchester and wish to move later, you have several options depending on circumstances. You can sell your current property, rent it out while acquiring a new one, or explore mortgage alternatives like porting or remortgaging to cater your move.

Can you pay a mortgage off early in Manchester?

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Certainly, you have the flexibility to settle your mortgage ahead of schedule in Manchester. Most mortgages permit overpayments or early repayment of the entire loan amount. However, it’s important to review your specific mortgage terms for any potential penalties or restrictions associated with early repayment.

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Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

During your free initial consultation, your mortgage advisor in Manchester will gather essential information regarding your income and expenses to determine your maximum affordability.

We Can Search 1000s of Mortgage Deals

Step 2

A proficient mortgage advisor in Manchester will diligently explore a wide range of mortgage products to find the one that aligns perfectly with your requirements.

Submit Your Mortgage Application

Step 3

Once your offer is accepted, your dedicated mortgage advisor in Manchester will handle the submission of your complete mortgage application and all necessary documentation to the lender.

Protecting You and Your Mortgage

Step 4

Our services extend beyond securing the most suitable mortgage deal, we also provide insurance recommendations to safeguard both you and your loved ones.

Reasons to Choose us

Free Mortgage Appointment

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All new / existing customers who get in touch will receive a free home movers’ review. As a part of this review, our team will take a look at what it is that you’re hoping to achieve and find the most suitable route to take. In doing so, we’ll be taking a look at both your monthly payments and the maximum that you may be able to borrow.

1000s of Deals

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Once we have gathered some key information, the next is to see what you are hoping to achieve during your free home movers review. Your Mortgage Advisor in Manchester search through 1000’s of deal to find you the most suitable deal for your circumstances.

Our Service

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Here at Manchestermoneyman, our team have experience with helping customers get on the property ladder and we have helped many Home Movers in Manchester, from those with complex situations to others whose cases are fast and easy We are well equipped to try and take on any enquiry.

7 days a Week

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If you are wanting to know your options for Moving Home in Manchester, our team of dedicated Mortgage Advisors in Manchester will have a chat with you during your free mortgage appointment and tell you what they think is the most suitable route to take. They will work alongside you from your initial enquiry, all the way through to getting the keys to your dream home.

Malcolm and Amy Davidson - Mortgage Advice in Manchester

We Search 1000s of Moving Home Mortgages in Manchester

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Paragon Mortgages
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Halifax
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BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
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Coventry Building Society
Santander
Natwest Mortgage Advice
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Aldermore Mortgage Lender
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Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Mortgage Scenarios

Need an Agreement in Principle

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If you are happy with their recommendation, your Mortgage Advisor in Manchester will look at equipping you with an Agreement in Principle, we aim to obtain one for you within 24 hours of your initial appointment. Agreements in Principle are handy to back up any offers you put down on a property.

Once you have found your new home in Manchester and the seller of the property has accepted the offer you have made, our team will then process your full mortgage application, all the way through to getting the keys.

Here at Manchestermoneyman, it’s not just about finding the best mortgage for you, we also want to help you find a suitable surveyor and help you get any conveyancing solicitor quotes.

Along with recommending you the most suitable mortgage, your advisor will suggest taking out insurance to help cover your remaining mortgage payments in the event of something unfortunate happening.

Our team are ready to help you find success in your moving home dreams. We can’t wait to hear from you!

How Much You Can Borrow & The Costs

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Customers who recently get in touch regarding their mortgage process were looking for Mortgage Advice in Manchester. This is because they were wanting to know the maximum amount they can borrow, the interest rates and how much their monthly repayments will be.

Need an Agreement in Principle

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During your free mortgage appointment, your Mortgage Advisor in Manchester will search 1000’s of mortgage products, to find you the most suitable deal. If you are happy with their recommendation and ready to proceed, we can start getting you an Agreement in Principle. Armed with an Agreement in Principle, you are ready to back up any offers you would put down on any property you are keen on.

Your Offer on a New Home Has Been Accepted

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Congratulations, you have had an offer accepted on your new home in Manchester. Next, speak to your Mortgage Advisor in Manchester and they can make a start of your full mortgage application. We can also lend a hand to help you find a suitable property surveyor and make a recommendation to a trusted conveyancing solicitor to you.

Having Trouble with the Bank

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There are many reasons as to why a bank or building society reject mortgage applications and is not willing to lend you a mortgage. This can vary from your credit score being too low, or not fitting their lender’s criteria.

Whatever the reasons may be for being declined, you may still benefit from contacting a Mortgage Broker in Manchester, like ourselves we work alongside a vase panel of lenders who offer specialist products, tailored to those who struggled to obtain a mortgage from a bank or building society.

Once again it comes down to the credit file and your circumstances. Our Mortgage Advisors in Manchester have a vast amount of knowledge and experience in working in the industry, with this they try their best to help customers match up to their criteria.

If you do not fall into any of these categories previously stated, it is still worth taking the time to get in touch and speak to a member of our team. We’ll likely have worked on a similar situation before and we will love to help you progress further on your mortgage journey.

Mortgage Guides

Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Manchester, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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