Moving home is well-known to be a stressful experience, but it shouldn’t have to be the case. After all, it’s your life and you are in control! As a mortgage broker in Manchester by your side, let us deal with mortgage aspects to taking a larger portion of that stress away, leaving you more time to focus on the move itself.
The main reason as to why moving home with a mortgage is stressful, is you are having to balance purchasing and completing a sale simultaneously.
The good news is, the paperwork and simultaneous completion will be covered by your conveyancing solicitor. Nevertheless, you will still have to secure the current ongoing purchase as well as find a buyer for the property you’re looking to sell.
If you are looking to start your moving home process, our team of Mortgage Advisors in Manchester aim to ensure every part of the process goes as smoothly and quickly as possible.
The benefits of having us by your side are, we will hold your hand through the entire process of Moving Home in Manchester. Supporting you and answering any mortgage-related questions that you may come across in your journey.
Here at Manchestermoneyman, we can search through 1000’s of mortgage products to find you the most suitable deal for your current financial and personal circumstances.
To speak with a mortgage advisor in Manchester, book your free mortgage appointment online or give us a call. We look forward to helping you start the next chapter in your home-owning process.
In some cases, it may be possible to port your mortgage to a new property in Manchester, however, it completely depends on your mortgage lender. If you want to find out whether this is something you can achieve, reach out to our team and we will help you find out.
At the end of the day, we want you to have a smooth, easy-going moving home process. We also want to provdde you with expert mortgage advice in Manchester to help you find the perfect mortgage for your new home, if porting is not an option. Feel free to reach out to us today and start your moving home mortgage journey in Manchester.
Absolutely, you can typically move your existing mortgage to a different property in Manchester using a process known as “porting.” After your move, the funds from selling your current property will be used to fully settle your current mortgage.
When relocating in Manchester, it’s essential to factor in expenses such as estate agent fees, conveyancing fees, potential stamp duty (if applicable), removal costs, and possible mortgage arrangement fees. Additionally, you can explore the services of a mortgage broker in Manchester to help with your mortgage needs.
If you buy a property in Manchester and wish to move later, you have several options depending on circumstances. You can sell your current property, rent it out while acquiring a new one, or explore mortgage alternatives like porting or remortgaging to cater your move.
Certainly, you have the flexibility to settle your mortgage ahead of schedule in Manchester. Most mortgages permit overpayments or early repayment of the entire loan amount. However, it’s important to review your specific mortgage terms for any potential penalties or restrictions associated with early repayment.
Our Customers Love Us
4.96 Rating432 Reviews
Anonymous
Excellent company to use. Transparent and fast communication. Did their part professionally and quickly. Thank you Tom and Debbie.
3 days ago
Julie
Fast and efficient and a friendly helpful service. Responded quickly to any queries or advice we needed.
4 days ago
Anonymous
UK MoneyMan was great. Our mortgage advisor was attentative and we had good communication throughout and in timely manner. As first time buyers, we benefited from all their professional advice.
2 weeks ago
Christopher
Excellent service. Professional and courtesy on the phone. Recommend highly.
2 weeks ago
James
We selected MoneyMan because they were with us throughout the whole process of buying a house. As first time buyers it can be daunting with an overload of new information, however, our mortgage advisor was easily accessible and flexible and was able...
2 weeks ago
Robert
We renewed our mortgage and the service was excellent. Everything was explained and all questions answered. We got a better rate than offered on our lenders website. Would recommend Manchestermoneyman to anyone renewing their mortgage.
1 month ago
John
Malcolm was a great support in advising us on a mortgage and communicated clearly with us throughout the process. Highly recommended Thank You
1 month ago
Heather
Conor has been amazing in securing me a mortgage under unique and challenging circumstances. Where other brokers have given up, Conor was able to find me a great deal which means I’m going to be payment much less a month.
1 month ago
Mark
This was our first time using a broker. The process and outcome far exceeded our expectations. Efficient, caring, dedicated, knowledgeable. Our interface to you was Dan Osman, so all of the above superlatives were down directly to him. He was an...
1 month ago
Abdul
I appreciate the service I received and the support from the staff, I would recommend to anyone.
1 month ago
Chloe
Would highly recommend. Chris and Mel were incredible and kept searching for lenders for me even when I had given up hope. Will be using them again and recommending them to everyone.
2 months ago
Jessica
We used Manchester Moneyman after being recommended by a friend and glad we did. We are first time buyers and Charlie and Meghan were both great. They were really friendly, replied quickly, always on hand to answer any questions we had and got our...
3 months ago
Charlotte
Fast, friendly and professional
3 months ago
Stephen
Charlie was with me every step of the way and was always patient and helpful with questions I had about the process.
3 months ago
Sameer
Charlie has been amazing along with Lizzi. I can not thank them enough for their support and professionalism. We highly recommend Manchestermoneyman for all their deliverables. Once again - A big thank you.
3 months ago
Imran
Jason and lizzi and Megan and team all are amazing people. Really helpful to get work done. Definitely highly recommend.
4 months ago
Stephanie
Jason was very helpful and quick at replying to emails! We’d recommend using the service to any first time buyers.
4 months ago
Komal
Loved how Jason, Megan and Lizzi helped us with the the mortgage. It was seemless :). Truly recommend them.
4 months ago
Alison
Both Meghan and Tom have been extremely helpful and responsive
4 months ago
Anonymous
Exceptional service. Very appreciative of their work and the outcome!
4 months ago
During your free initial consultation, your mortgage advisor in Manchester will gather essential information regarding your income and expenses to determine your maximum affordability.
A proficient mortgage advisor in Manchester will diligently explore a wide range of mortgage products to find the one that aligns perfectly with your requirements.
Once your offer is accepted, your dedicated mortgage advisor in Manchester will handle the submission of your complete mortgage application and all necessary documentation to the lender.
Our services extend beyond securing the most suitable mortgage deal, we also provide insurance recommendations to safeguard both you and your loved ones.
All new / existing customers who get in touch will receive a free home movers’ review. As a part of this review, our team will take a look at what it is that you’re hoping to achieve and find the most suitable route to take. In doing so, we’ll be taking a look at both your monthly payments and the maximum that you may be able to borrow.
Once we have gathered some key information, the next is to see what you are hoping to achieve during your free home movers review. Your Mortgage Advisor in Manchester search through 1000’s of deal to find you the most suitable deal for your circumstances.
Here at Manchestermoneyman, our team have experience with helping customers get on the property ladder and we have helped many Home Movers in Manchester, from those with complex situations to others whose cases are fast and easy We are well equipped to try and take on any enquiry.
If you are wanting to know your options for Moving Home in Manchester, our team of dedicated Mortgage Advisors in Manchester will have a chat with you during your free mortgage appointment and tell you what they think is the most suitable route to take. They will work alongside you from your initial enquiry, all the way through to getting the keys to your dream home.
If you are happy with their recommendation, your Mortgage Advisor in Manchester will look at equipping you with an Agreement in Principle, we aim to obtain one for you within 24 hours of your initial appointment. Agreements in Principle are handy to back up any offers you put down on a property.
Once you have found your new home in Manchester and the seller of the property has accepted the offer you have made, our team will then process your full mortgage application, all the way through to getting the keys.
Here at Manchestermoneyman, it’s not just about finding the best mortgage for you, we also want to help you find a suitable surveyor and help you get any conveyancing solicitor quotes.
Along with recommending you the most suitable mortgage, your advisor will suggest taking out insurance to help cover your remaining mortgage payments in the event of something unfortunate happening.
Our team are ready to help you find success in your moving home dreams. We can’t wait to hear from you!
Customers who recently get in touch regarding their mortgage process were looking for Mortgage Advice in Manchester. This is because they were wanting to know the maximum amount they can borrow, the interest rates and how much their monthly repayments will be.
During your free mortgage appointment, your Mortgage Advisor in Manchester will search 1000’s of mortgage products, to find you the most suitable deal. If you are happy with their recommendation and ready to proceed, we can start getting you an Agreement in Principle. Armed with an Agreement in Principle, you are ready to back up any offers you would put down on any property you are keen on.
Congratulations, you have had an offer accepted on your new home in Manchester. Next, speak to your Mortgage Advisor in Manchester and they can make a start of your full mortgage application. We can also lend a hand to help you find a suitable property surveyor and make a recommendation to a trusted conveyancing solicitor to you.
There are many reasons as to why a bank or building society reject mortgage applications and is not willing to lend you a mortgage. This can vary from your credit score being too low, or not fitting their lender’s criteria.
Whatever the reasons may be for being declined, you may still benefit from contacting a Mortgage Broker in Manchester, like ourselves we work alongside a vase panel of lenders who offer specialist products, tailored to those who struggled to obtain a mortgage from a bank or building society.
Once again it comes down to the credit file and your circumstances. Our Mortgage Advisors in Manchester have a vast amount of knowledge and experience in working in the industry, with this they try their best to help customers match up to their criteria.
If you do not fall into any of these categories previously stated, it is still worth taking the time to get in touch and speak to a member of our team. We’ll likely have worked on a similar situation before and we will love to help you progress further on your mortgage journey.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm