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Income protection is a form of insurance that provides you with a regular income if you are unable to work due to an illness or disability. It continues until you return to work or retire.
Income protection covers a wide range of illnesses and disabilities, with the expectation that you will eventually be able to return to work. However, if you are unable to do so, the insurance coverage will expire once you reach retirement age. The amount you receive from income protection can be multiple payouts, but there is a limit based on your salary.
We can assist you in selecting the right policy and determining the necessary specifications for your income protection insurance, and determine whether income protection would be beneficial for your personal situation
We are pleased to offer a complimentary insurance review to all new and existing customers in Manchester, conducted by one of our expert protection and mortgage advisors in Manchester.
Income Protection can be a costly investment, considering the potential for multiple payouts. If you already have other insurance policies, we recommend assessing the overall costs and coverage provided by each policy.
When you decide to obtain an Income Protection policy, it is essential to fully understand its coverage and associated terms and conditions. Our protection and mortgage advisors in Manchester will assist you in navigating these aspects.
During your free insurance review, our dedicated team will carefully evaluate your personal and financial circumstances to determine whether Income Protection is the most suitable choice for you. Factors such as your lifestyle, age, and medical history will be thoroughly reviewed to identify the optimal policy for your needs.
At Manchestermoneyman, we offer every customer a free insurance review, no matter their situation and always provide expert mortgage advice in Manchester. We will go through your personal and financial circumstances and check whether Income Protection is the right option for you. Factors such as your lifestyle, age and medical history can affect the monthly premiums that you will have to pay on your policy.
Income Protection insurance can be costly, and even more so if you choose for a short deferred period with your policy. If you have other Insurance policies in place, it could be beneficial to work out the total costs and what you are covered for.
Before taking out your policy, you should be aware of the specifics, when it pays out and the conditions that come with the policy. Your Protection Advisor in Manchester will help with this.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!
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Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.
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The service was absolutely amazing. Lee was very easy to communicate with and very helpful.
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The whole process went well and perfect
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Excellent customer service provided experts who fully support their clients.
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Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!
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Linda
We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...
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Experience team, very helpful, understanding, patient, work as a team.
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Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman
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Timothy
Great service from the start, will certainly use them again.
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Really good service,Jason and Stacy were really good and made it easy
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Bryn
Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!
3 months ago
Michael
The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!
4 months ago
Dawn
Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...
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Deborah
Excellent and friendly customer services
5 months ago
Dr William
Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!
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John
Charlie was friendly, thorough and full of advice, which was great as a first time buyer. He was also very accommodating of my extra needs due to my loss of hearing, which is quite rare in my experience. I’d highly recommend Manchestermoneyman and...
5 months ago
Anonymous
Chris - our mortgage broker has been incredible throughout the process. Very pleased with the service offered and will be back when we need to remortgage.
5 months ago
Anonymous
We received a great service, no hassle for us, they worked quickly with initiative and secured a good product.
6 months ago
Mr.
We have used Manchester money man a few times now and always find them to provide us an excellent service. They offer all options and explain the pros and cons of each allowing us to make an informed decision. Could not recommend highly enough
6 months ago
Please consult with a dedicated protection advisor in Manchester to discuss the potential insurance options that are relevant to your needs. Alternatively, you can consider listening to our recommendations.
When you meet with one of our mortgage and protection advisors in Manchester, they will go over your medical history with you. This process involves gathering some initial information in order to make an informed decision.
We will meet your available monthly budget and create a tailor-made plan that surrounds your current personal and financial situation.
Our team can search the market, to find the most suitable insurance product, to protect you and your family.
Once we have found the right product for you and you are happy to continue, we will submit your application to the provider.
Occasionally, the policy provider may return to us for further information before they will consider accepting the application.
If you have also taken out your mortgage with us, we will contact you again at the time of the remortgage. We will also take this time to look at any policies you have in place.
The circumstances change and the policies you took out at the beginning of your mortgage may no longer be suitable for you at the time of your remortgage.
We offer all new/existing customers a complimentary protection review where we will examine any current policies you have and assess their suitability.
Afterwards, we will suggest which products, such as critical illness income protection and/or life insurance, align with your requirements. If necessary, we will tailor the plan to fit within your monthly budget.
Your protection advisor in Manchester will consistently provide clear and transparent mortgage advice in Manchester. Throughout the process, they will work on your behalf to find the most suitable arrangement based on your personal and financial circumstances.
As a mortgage broker in Manchester, with over 20 years of experience in the mortgage and protection industry, we have assisted numerous customers in acquiring Income Protection products in the past and we could assist you next!
Our protection and mortgage advisors in Manchester are dedicated to ensuring your protection and securing the appropriate policy that will provide financial assistance when it is most needed.
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Manchestermoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Manchestermoneyman 2025.
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Manchestermoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Manchestermoneyman 2025.
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