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The Right to Buy is a Government scheme that enables eligible tenants to purchase their council property, with a discount and typically without the need a deposit.
Eligible tenants have matched the requirements of spending at least 3 years (not always continuous) renting from a local authority and are secure tenants of a council or housing association owned property.
Being able to fund the purchase and having a good credit score, the scheme is available to all council tenants as long as they meet the full criteria for a Right to Buy mortgage in Manchester.
When you are looking to purchase your property via a Right to Buy in Manchester, the property will be valued at the full market price, with the government discount applied before the purchase is made.
Here at Manchestermoneyman, our team of dedicated Mortgage Advisors in Manchester aim to assist those who get in touch. By utilising their knowledge and experience working in the mortgage industry, we deliver a high standard of providing open and honest mortgage advice in Manchester.
This doesn’t happen to all tenants, but it has been known to happen that due to the sheer amount of deposit being offered to the home render, the property purchase will not require a deposit.
Different factors come into play to determine the homebuyers discount, this includes where you live, the length of time that you’ve been a tenant within the public sector, the kind of property you’re hoping to purchase under the Right to Buy Scheme and the actual value of the property in question.
Anyone familiar with the scheme in question and used it in the past will be aware that the discount applied may be lower. On top of this, there might be further options added on this to borrow additional funds for any home improvements.
First, you need to see if you are eligible for a Right to Buy in Manchester, you can check eligibility by requesting an application form, from your local housing authority.
Once they have received this back, they will inform you of the property purchase price and the discount that is to be applied. You don’t have to make a decision straight away, here is a set amount of time to accept their offer.
While we go above and beyond to help you throughout your mortgage process, advising on solicitors and property surveys when applicable. As part of your initial free initial mortgage appointment. We can help you work out your maximum mortgage costs and match you up to the appropriate deals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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My second time using Manchester money man and I cannot fault that. Ami and Joe have been amazing they have communicated everything when they said they would and have explained things when I was struggling and honestly couldn’t have done this...
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Intelligence, punctual, professional and hard working and successfully got us a great deal two times in a row now!
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Great deals, good communication and professional
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Clare
Chris and Stacey have been really helpful and friendly and have provided an excellent service so far.
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Danielle
We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!
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Sameer
Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.
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Danniela
The service was absolutely amazing. Lee was very easy to communicate with and very helpful.
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Peter
The whole process went well and perfect
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Albert
Excellent customer service provided experts who fully support their clients.
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Alina
Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!
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Linda
We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...
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Frederick
Experience team, very helpful, understanding, patient, work as a team.
4 months ago
Helen
Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman
4 months ago
Timothy
Great service from the start, will certainly use them again.
4 months ago
Habib
Really good service,Jason and Stacy were really good and made it easy
4 months ago
Bryn
Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!
6 months ago
Michael
The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!
6 months ago
Dawn
Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...
6 months ago
Deborah
Excellent and friendly customer services
7 months ago
Dr William
Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!
7 months ago
Having a conversation with an expert mortgage advisor in Manchester is essential to discuss your mortgage scenario.
With a wide selection of lenders offering specialised products designed specifically for those utilising the right to buy scheme.
Our committed mortgage advisor in Manchester will handle the submission of your mortgage application and organize any additional documentation required by the lender.
Alongside finding the most suitable mortgage deal, we are good at assisting those looking for insurance coverage to protect you and your loved ones financially.
The Right to Buy process can sometimes have its hurdles, something we aim to help you head towards the end goals. Rest assured, we always aim to provide nothing but open & honest Mortgage Advice in Manchester, freeing you from any stress.
Your allocated Mortgage Advisor in Manchester will support you through your mortgage journey, always on hand to answer any mortgage enquiries you have.
One of the many benefits of using a Mortgage Broker in Manchester is we have access to 1000’s of mortgage products to find you the most suitable deal to match your personal and financial situation.
As an open and honest Mortgage Broker in Manchester with we always aim to provide high-quality Mortgage Advice in Manchester.
Our team work their absolute hardest to ensure customer achieve mortgage goals or help point them in the right direction.
Including those who are looking to get onto the property ladder via the Right to Buy Scheme in Manchester.
We also can help you sort out conveyancing solicitors, advising on which survey we feel would be more suitable to your circumstances.
If you need any assistance with this, please get in touch with your Mortgage Advisor in Manchester and we will try our best to help you.
No matter how busy you feel your life is, there will be someone available at times that suits you.
Our Mortgage Advice in Manchester service is available from early on in the day, until late at night, every weekday and weekend.
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Manchestermoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Manchestermoneyman 2009–2026
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Manchestermoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Manchestermoneyman 2009–2026
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