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Explore your mortgage affordability with our free, easy-to-use calculators.
Work out how much you can borrow based on your income and deposit size.
Work out your mortgage repayments based on your property value and deposit size.
Work out your mortgage repayments based on your buy to let property value and deposit size.
Our Customers Love Us
4.96 Rating493 Reviews
Katie
My second time using Manchester money man and I cannot fault that. Ami and Joe have been amazing they have communicated everything when they said they would and have explained things when I was struggling and honestly couldn’t have done this...
1 week ago
Anonymous
Intelligence, punctual, professional and hard working and successfully got us a great deal two times in a row now!
1 month ago
Pippa
Great deals, good communication and professional
1 month ago
Clare
Chris and Stacey have been really helpful and friendly and have provided an excellent service so far.
2 months ago
Danielle
We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!
2 months ago
Sameer
Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.
2 months ago
Danniela
The service was absolutely amazing. Lee was very easy to communicate with and very helpful.
3 months ago
Peter
The whole process went well and perfect
3 months ago
Albert
Excellent customer service provided experts who fully support their clients.
3 months ago
Alina
Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!
3 months ago
Linda
We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...
4 months ago
Frederick
Experience team, very helpful, understanding, patient, work as a team.
4 months ago
Helen
Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman
4 months ago
Timothy
Great service from the start, will certainly use them again.
4 months ago
Habib
Really good service,Jason and Stacy were really good and made it easy
4 months ago
Bryn
Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!
6 months ago
Michael
The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!
6 months ago
Dawn
Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...
6 months ago
Deborah
Excellent and friendly customer services
7 months ago
Dr William
Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!
7 months ago
Helpful Guides
Our mortgage calculators are designed to provide an estimated figure based on the information you input.
While they’re a great starting point to explore your options, it’s always best to speak with a mortgage advisor for a more accurate assessment tailored to your specific circumstances.
Our mortgage advisors will consider factors like your credit history, income details, and personal situation to give you a precise figure.
Our mortgage calculators are simple to use and cover a variety of needs.
Our How Much Can I Borrow Calculator gives you an estimate of your borrowing potential based on your income.
The Repayment Calculator helps you see what your monthly repayments might look like.
For landlords, the Buy to Let Repayment Calculator offers tailored estimates and our Stamp Duty Calculator calculates potential tax costs when purchasing a property.
Additionally, our Remortgage Calculator can help you explore potential savings or new repayment terms when switching your mortgage.
Simply input your details, and the calculators will provide quick insights into your mortgage options.
Yes, all our mortgage calculators are completely free to use.
They’re available to help you gain a better understanding of your mortgage options without any obligation.
Whether you’re curious about how much you could borrow or the monthly repayments on a potential property, you can explore your options at no cost.
No, the information you enter into our mortgage calculators is not collected or stored.
These tools are designed to provide quick and anonymous estimates based on the details you input.
We respect your privacy, no data is saved or shared when using our calculators.
Getting in touch with a mortgage broker like us is recommended at several key stages in your journey.
If you’re starting to explore your options, a broker can provide expert advice tailored to your circumstances.
When you’re ready to apply for a mortgage, they can guide you through the process and help find the most suitable deal.
A mortgage broker is especially helpful if you have complex requirements, such as adverse credit, or if you’re unsure where to begin.
Speaking with a mortgage broker like us ensures you’re supported every step of the way.
The deposit amount you’ll need for a mortgage depends on the type of property and your personal situation.
For most residential mortgages, lenders typically require a deposit of at least 5% of the property value.
For Buy to Let mortgages, the minimum deposit is usually higher, often around 20-25%.
If you have bad credit, lenders may ask for a larger deposit to reduce their risk, which could range from 15% or more.
Using our calculators can give you an estimated figure, but for a personalised approach, speaking with a mortgage advisor is highly recommended to explore your options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Read our 493 Reviews
Manchestermoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Manchestermoneyman 2009–2026
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Manchestermoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Manchestermoneyman 2009–2026
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