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Calculate how much equity you have in your property.
The home equity calculator provides a reliable estimate based on the information you enter.
However, the accuracy depends on the data provided, such as your property’s current market value and the outstanding balance on your mortgage and secured loans.
For a more detailed understanding of your equity, speaking with one of our mortgage advisors is recommended.
The equity in your home is calculated by subtracting the total outstanding debts secured against your property (e.g. your mortgage and any secured loans) from its current market value.
For example, if your home is worth £300,000 and you owe £200,000, your equity would be £100,000.
Use the house equity calculator above to get a rough estimate of how much equity is in your home.
The home equity calculator calculator allows you to work out the equity in your home.
The equity in your house is calculated by subtracting the outstanding mortgage balance from the current market value of the property.
This calculation is especially useful for those considering remortgaging, releasing equity for renovations or planning to sell their property to fund future purchases.
Use the house equity calculator above to find a get a rough estimate, or contact our mortgage advisors for a more accurate figure.
Yes, it can be possible to release equity from your property, often through remortgaging or securing an additional loan.
This process allows you to access the funds tied up in your home, which can be used for purposes such as home improvements or consolidating debts.
As a mortgage broker, we specialise in equity release options; our mortgage advisors can help you find a solution that suits your circumstances.
The amount of equity you can release depends on several factors, including the value of your property, your remaining mortgage balance, and your financial circumstances.
Typically, lenders have limits on the percentage of equity you can release.
Speaking with a mortgage advisor can help you understand your options.
A secured loan is a type of borrowing that uses your property as collateral.
It can be a way to access funds for significant expenses, often at lower interest rates compared to unsecured loans.
However, failing to repay a secured loan could put your property at risk, so it’s important to consider this carefully.
Taking out a secured loan reduces the available equity in your property because it adds to the total amount owed against its value.
For example, if your property is worth £300,000 and you already have a £200,000 mortgage, a £20,000 secured loan would reduce your available equity from £100,000 to £80,000.
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4.96 Rating461 Reviews
Kadiatu
The team were very professional and helpful, everything went smoothly. It was less stressful for me
1 month ago
Portia
Very good efficient service
1 month ago
Paul
This is our second time using Manchester Moneyman. Daniel and Kerry have been amazing throughout the process. We had issues with the solicitors which Kerry helped resolve without even being asked. Thank you for everything and would not hesitate...
2 months ago
Anonymous
Very straightforward and clear, they made everything so simple for my first mortgage and the renewal was even easier.
3 months ago
Gary
This team is fantastic! They handle everything, making the whole process incredibly easy and hassle-free. I highly recommend them!
3 months ago
Michelle
I would high recommend this service they were amazing, and very professional. They were helpful throughout the whole process.
4 months ago
Michelle
Amazing service, extremely helpful and professional. Would highly recommend. Very happy with the service
4 months ago
Mrs Vanessa
Brillant. Helped us with non-standard employment conditions and were very efficient at getting everything sorted. Also very easy to get hold of. We always use a paid broker, their fee is very reasonable for the efficiency and personal service you...
4 months ago
Matthew
Can not speak highly enough of the people I have spoken to and the service I have received from the team. Charlie and Debbie are a credit. None patronising, easy to speak to, welcoming and very helpful. Will continue to recommend to friends.
4 months ago
Ruth
Excellent experience with Matt and Stacey from UK moneyman. As first time buyers they made this experience easy and stress free. I'd really recommend using UK moneyman! 10/10!
4 months ago
Christopher
Brilliant service. Knowledgeable & very professional.
4 months ago
Mrs Claire
Very helpful got us a mortgage a lot sooner than we expected. Very happy
5 months ago
john
Louise was absolutely outstanding !!! We had a few issues with the property we were purchasing and Louise was so helpful in getting us the answers we required from the lender within a timely manner. I spoke with Louise regularly and she was...
5 months ago
Jiri
Leo from Manchester Moneyman was very helpful and efficient in securing us a mortgage on much better terms than our bank could offer. Thank you!
7 months ago
Olusola
The process has been stress free from the start to the end. The team has been helpful. I will definitely recommend Manchester Moneyman to people.
7 months ago
John
We've used UK Moneyman for two house purchases and remortgaging our current home. The team are unfailingly professional and lovely to work with. I'd recommend them to anyone in need of an excellent mortgage broker.
8 months ago
Alanya-Lee
As first time buyers, we needed all the support and guidance we could get. Tom was fabulous, honest and genuinely had our best interest at heart. He answered all of my silly questions and was always a phone call away.
8 months ago
Chiara
Worked with Malcolm and Debbie! Couldn’t recommend them enough. Thankyou for all your help!
8 months ago
Marco
Leo went above and beyond to provide all the information and assistance I needed to secure my dream property. Very friendly and professional. Highly recommended!
9 months ago
Stephanie
Originally took mortgage out 5 years ago and have just re-mortgaged with them. As this was a product transfer and I was a returning customer this was a no charge for this service. Can’t ask for better than that. All paperwork done by them and I...
9 months ago
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Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Manchestermoneyman 2025.
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Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Manchestermoneyman 2025.
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