Why Get Mortgage Advice in Manchester?

How Mortgage Advice Can Help

Have you ever had those moments where you’ve purchased a cheap flight online and then tried to make a small change to your booking? You’d expect these things to be fairly straightforward, but they end up taking too long, being far more complicated than necessary and costing more than you’d initially planned for.

It is a really bad example of customer service and can cause you unnecessary stress along the way. Something that was meant to be fun, has now had that fun taken out of it because of your initial bad experience upfront. In these cases, you have the option of going the route of using a travel agent to help you with bookings, reducing the stress of the process.

These same stresses and worries appear in the world of mortgages and much like the travel agent, this is where a dedicated and hardworking mortgage broker in Manchester is often able to come in and take the weight off your shoulders.

Invaluable Mortgage Advice in Manchester

Without a doubt, buying a new home is one of the biggest financial commitments you’ll ever make in your life. With this in mind, utilising the experience and industry knowledge of a trusted mortgage advisor in Manchester will save you from many of the problems present with either going direct or trying to go it alone, without anyone to back you up.

Usually, the fixed rate that you might see advertised on tv or the internet, is not the final rate.  As with all advertising, it’s there to get your attention and make you want to see more. Generally speaking, these deals are aimed at customers with lots of equity, perfect credit ratings, employed, and a brilliant track history of paying. There will almost always be a more attractive deal out there, but that doesn’t mean that’s the best for you personally or financially.

You must also bear in mind that when going with this specific lender, you only have access to their products and their heavily biased advisors. Others to be careful with are estate agents and price comparison sites, wherein the latter only displays the deals these high street banks want you to see, whilst the estate agents are incredibly biased and pushy, known to break the law in order to make money from you. You can read more about the Sales Tactics of Estate Agents in our article on the topic.

As an open & honest mortgage broker in Manchester, we only ever have your best interests at heart. We are able to offer a wide range of products from different, sometimes more niche lenders, depending on what it is you’re looking to achieve. These deals are often better than the lenders direct deals and also aren’t available going direct either. As well as this, our loyal team of advisors will never try and force anything on you that you don’t want, working purely to support your needs from start to finish.

Speak With a Dedicated Mortgage Advice Expert

Getting in touch with a Mortgage Broker in Manchester will allow you to further explore your options and your recommendation will be personal to you and your situation. Also, features such as a fixed rate of interest, offset options or variable rates for flexibility, may be recommended for you.

All products and deals have their own specific rules and criteria. It’s our job to know this criteria inside and out, which is why we will work hard to make sure you’re on the best or at the very least most appropriate path for your personal situation.

If we’ve done our job right, and we have a good track record of doing just that (see our Customer Reviews for testimonials by real customers!), you’ll walk away with a deal that allows you to borrow the amount you’d like, with reasonable interest rates and hopefully having saved both time and money.

We have a long history of helping anyone from First-Time Buyers in Manchester, to those looking to Remortgage in Manchester and even those who require Self-Employed Mortgage Advice. If you would like to take advantage of our free initial mortgage consultation and speak with a mortgage advisor in Manchester, please Get in Touch and we’ll see how we can help.