As a mortgage broker in Manchester, we have helped many people remortgage for home improvements. Remortgaging allows you to borrow additional funds on your mortgage to finance a project in your home. In some circumstances, adding home improvements can help increase the value of your property.
There are various reasons why you may want to remortgage for home improvements, such as adding an extension, creating an extra bedroom, renovating the kitchen or bathroom, converting the loft, enhancing the garden, redesigning the driveway, upgrading doors and windows, building a garden room, setting up a gym, or making internal changes.
If you’re deal is coming to an end, our mortgage advisors in Manchester can assist you with mortgage options for home improvements. If you are 50 or older, you can also consider a remortgage for home improvements or alterations, including later life mortgages.
Book your free mortgage review today to speak with a mortgage advisor in Manchester to learn more about your remortgage options to fund your home improvements.
Are you considering home improvements in Manchester but worried about the cost? Our mortgage advisors in Manchester can look into your options. We can look into the maximum amount you can borrow for a mortgage and break down the costs over a longer period, making it more manageable.
Our team of experienced mortgage advisors in Manchester will guide you through the process, ensuring that you fully understand the benefits and features of a remortgage for home improvements in Manchester. We are committed to finding the best options for you, including making regular overpayments and reducing the number of years on your mortgage to minimise interest payments.
As a reputable mortgage broker in Manchester, we have access to 1000s of remortgage deals. This means we can shop around on your behalf, saving you both time and money. If you are a landlord, we can also help you explore buy to let remortgage options.
Schedule a free remortgage review with us today to discuss your remortgage options for funding home improvements.
The first step is to determine the cost of your home improvements by obtaining quotes from the businesses that will be carrying out the work. For larger projects, it’s wise to factor in an additional 10% of your budget for any unexpected expenses that may arise.
The amount you can borrow will depend on the current value of your property and any existing mortgages you may have. Our knowledgeable mortgage team will assist you in working out these figures and provide you with expert mortgage advice in Manchester, advising you on your borrowing options and potential new mortgage payments.
Our mortgage advisors in Manchester are available for a free remortgage review that can be conducted over the phone or through a video call. This consultation typically takes 25 minutes and will provide you with valuable information to make informed decisions.
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Very straightforward and clear, they made everything so simple for my first mortgage and the renewal was even easier.
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This team is fantastic! They handle everything, making the whole process incredibly easy and hassle-free. I highly recommend them!
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Brillant. Helped us with non-standard employment conditions and were very efficient at getting everything sorted. Also very easy to get hold of. We always use a paid broker, their fee is very reasonable for the efficiency and personal service you...
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Can not speak highly enough of the people I have spoken to and the service I have received from the team. Charlie and Debbie are a credit. None patronising, easy to speak to, welcoming and very helpful. Will continue to recommend to friends.
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Ruth
Excellent experience with Matt and Stacey from UK moneyman. As first time buyers they made this experience easy and stress free. I'd really recommend using UK moneyman! 10/10!
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Christopher
Brilliant service. Knowledgeable & very professional.
2 months ago
Mrs Claire
Very helpful got us a mortgage a lot sooner than we expected. Very happy
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john
Louise was absolutely outstanding !!! We had a few issues with the property we were purchasing and Louise was so helpful in getting us the answers we required from the lender within a timely manner. I spoke with Louise regularly and she was...
3 months ago
Jiri
Leo from Manchester Moneyman was very helpful and efficient in securing us a mortgage on much better terms than our bank could offer. Thank you!
5 months ago
Olusola
The process has been stress free from the start to the end. The team has been helpful. I will definitely recommend Manchester Moneyman to people.
5 months ago
John
We've used UK Moneyman for two house purchases and remortgaging our current home. The team are unfailingly professional and lovely to work with. I'd recommend them to anyone in need of an excellent mortgage broker.
5 months ago
Alanya-Lee
As first time buyers, we needed all the support and guidance we could get. Tom was fabulous, honest and genuinely had our best interest at heart. He answered all of my silly questions and was always a phone call away.
5 months ago
Chiara
Worked with Malcolm and Debbie! Couldn’t recommend them enough. Thankyou for all your help!
6 months ago
Marco
Leo went above and beyond to provide all the information and assistance I needed to secure my dream property. Very friendly and professional. Highly recommended!
6 months ago
Stephanie
Originally took mortgage out 5 years ago and have just re-mortgaged with them. As this was a product transfer and I was a returning customer this was a no charge for this service. Can’t ask for better than that. All paperwork done by them and I...
6 months ago
Chris
Amazing service from start to finish!
7 months ago
Paul
Malcolm was very helpful and efficient.. definitely would recommend their services.
7 months ago
Amy
The whole team was super friendly and helpful, spent a lot of time navigating my challenging circumstances, and got me a better rate than I ever expected.
7 months ago
As a mortgage broker in Manchester, our area of expertise lies in helping clients secure a remortgage to fund home improvements. This involves replacing your current mortgage with a new one, often with a different lender, and borrowing extra funds to finance your renovation projects.
For instance, if you currently have a mortgage for £150,000, you could opt for a larger mortgage with another lender for £180,000, giving you an additional £30,000 to put towards a new kitchen. While this may result in a higher monthly mortgage payment due to the added £30,000 and its corresponding interest, it also means that you now have a newly renovated kitchen that could potentially increase the value of your property.
To begin planning for your home improvements in Manchester, it’s important to have a clear understanding of the costs involved. This can be achieved by obtaining quotes from the businesses you are looking at using for your home improvements. For larger projects, such as a new kitchen or bathroom, it’s wise to factor in an additional 10% of your budget to cover any unexpected expenses that may arise.
The amount you can borrow for home improvements through a remortgage will depend on the current value of your property and the balance of your existing mortgages. Our team of expert mortgage brokers in Manchester can assist you in determining these figures and guide the amount you can borrow and the resulting mortgage payment.
As a trusted mortgage broker in Manchester, we help in assisting clients with remortgaging for home improvements. With a focus on clients aged 55 and above, we understand the unique needs and challenges that come with seeking financing for home alterations, assisted living, or debt repayment.
One potential solution that may be suitable for you is an equity release mortgage. To learn more about how this option works and explore alternative options, please continue reading.
There are many different types of improvements you could access by remortgaging for home improvements in Manchester. These projects often include extensions, new bedrooms, kitchen or bathroom renovations, loft conversions, garden enhancements, driveway redesigns, and the addition of garden rooms, gyms, or internal redesigns. With a remortgage, you can finance any or all of these popular home improvement projects.
Our team of mortgage advisors in Manchester will thoroughly assess your current mortgage terms, taking into consideration factors such as your interest rate, remaining balance, and repayment schedule.
This comprehensive review allows us to provide you with the most beneficial options for your remortgage needs.
As a knowledgeable mortgage broker in Manchester, we specialise in finding the ideal remortgage options for your home improvements.
Our team will meticulously review 1000s of products to secure the most suitable deal for your unique needs.
After accepting the offer, our team will handle the submission of your complete mortgage application and send all necessary documents to the lender.
We will keep you up-to-date with the progress of your mortgage application.
We will also reach out to you when it's time to renew your remortgage in Manchester, guaranteeing that you are on the best mortgage plan and insurance options available.
We review your insurance options to make sure that you and your family are protected.
Our team consists of experienced and dedicated experts who are dedicated to finding the perfect mortgage solution for each individual client.
What sets us apart is our commitment to offering a free remortgage review in Manchester and its surrounding areas.
We are experts in securing remortgage deals for home improvements. Our extensive range of remortgage options offers unparalleled diversity, ensuring we can find the most suitable deal, tailored to your specific requirements and situation.
By taking the time to find you an excellent remortgage product, we aim secure a deal that saves you time and money.
We aim to deliver a fast and friendly service to take all of the stress out of the remortgage process. This is makes our service rated 5-stars by many!
Don't just take our word for it; take a look at our exceptional company reviews and see how others have valued our service.
Our team of expert mortgage advisors in Manchester are available 7 days a week, with flexible booking options to fit your busy schedule. Whether you prefer early mornings or late evenings, we've got you covered.
Our dedicated mortgage advisors in Manchester are well-versed in all aspects of remortgaging, from releasing equity to finding the best deal for you. No matter your unique circumstances, we are here to provide guidance and support throughout the entire process.
Are you considering a remortgage in Manchester to fund a new and improved kitchen? Perhaps one with a modern design and an open-plan layout, complete with a stylish island? This may also involve upgrading your units, flooring, and windows to complement the new look.
A well-designed kitchen can significantly increase the value of your home and provide your family with years of enjoyment. It comes as no surprise that a remortgage for a new kitchen in Manchester is one of the most common situations that we face.
Our team offers a free mortgage consultation to help you determine the amount you can borrow and the associated costs.
As a mortgage broker in Manchester, we specialise in assisting clients with remortgaging for home improvements, even for the addition of a new bathroom.
This is a common request, whether it’s for a main family bathroom, an ensuite, or both. Our team of experts is dedicated to guiding you through the entire process of remortgaging for home improvements in Manchester, providing valuable advice every step of the way.
Remortgaging for an extension in Manchester is a significant decision, as it involves taking on a substantial amount of new borrowing on your mortgage. To ensure the success of your project, it is advisable to consult reputable builders for ideas and quotes.
It is also wise to allocate an additional 10% of your budget for unforeseen work that may arise during the extension process. If you have a considerable amount of equity in your home, a remortgage for home improvements in Manchester can provide the necessary funds to complete your project and increase the long-term value of your property.
If you have specific goals, such as making your home and garden more accessible for wheelchairs, there are a range of options and products to explore.
These include retirement interest only mortgages and equity release mortgages, catering to clients of all ages. In some cases, a traditional remortgage for home improvements may apply here.
Another popular use for a remortgage is to fund a loft conversion, which can add an extra bedroom or home office to your property.
This allows you and your family to stay in your current home while also creating the much-needed space you desire. By completing a remortgage for home improvements in Manchester, you not only get to enjoy the additional space but also save on the expenses involved in moving to a new property.
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