It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Moving home is well-known to be a stressful experience, but it shouldn’t have to be the case. After all, it’s your life and you are in control! As a mortgage broker in Manchester by your side, let us deal with mortgage aspects to taking a larger portion of that stress away, leaving you more time to focus on the move itself.
The main reason as to why moving home with a mortgage is stressful, is you are having to balance purchasing and completing a sale simultaneously.
The good news is, the paperwork and simultaneous completion will be covered by your conveyancing solicitor. Nevertheless, you will still have to secure the current ongoing purchase as well as find a buyer for the property you’re looking to sell.
If you are looking to start your moving home process, our team of Mortgage Advisors in Manchester aim to ensure every part of the process goes as smoothly and quickly as possible.
The benefits of having us by your side are, we will hold your hand through the entire process of Moving Home in Manchester. Supporting you and answering any mortgage-related questions that you may come across in your journey.
Here at Manchestermoneyman, we can search through 1000’s of mortgage products to find you the most suitable deal for your current financial and personal circumstances.
To speak with a mortgage advisor in Manchester, book your free mortgage appointment online or give us a call. We look forward to helping you start the next chapter in your home-owning process.
In some cases, it may be possible to port your mortgage to a new property in Manchester, however, it completely depends on your mortgage lender. If you want to find out whether this is something you can achieve, reach out to our team and we will help you find out.
At the end of the day, we want you to have a smooth, easy-going moving home process. We also want to provdde you with expert mortgage advice in Manchester to help you find the perfect mortgage for your new home, if porting is not an option. Feel free to reach out to us today and start your moving home mortgage journey in Manchester.
Our Customers Love Us
4.96 Rating458 Reviews
Anonymous
Very straightforward and clear, they made everything so simple for my first mortgage and the renewal was even easier.
3 weeks ago
Gary
This team is fantastic! They handle everything, making the whole process incredibly easy and hassle-free. I highly recommend them!
1 month ago
Michelle
I would high recommend this service they were amazing, and very professional. They were helpful throughout the whole process.
1 month ago
Michelle
Amazing service, extremely helpful and professional. Would highly recommend. Very happy with the service
1 month ago
Mrs Vanessa
Brillant. Helped us with non-standard employment conditions and were very efficient at getting everything sorted. Also very easy to get hold of. We always use a paid broker, their fee is very reasonable for the efficiency and personal service you...
1 month ago
Matthew
Can not speak highly enough of the people I have spoken to and the service I have received from the team. Charlie and Debbie are a credit. None patronising, easy to speak to, welcoming and very helpful. Will continue to recommend to friends.
1 month ago
Ruth
Excellent experience with Matt and Stacey from UK moneyman. As first time buyers they made this experience easy and stress free. I'd really recommend using UK moneyman! 10/10!
1 month ago
Christopher
Brilliant service. Knowledgeable & very professional.
2 months ago
Mrs Claire
Very helpful got us a mortgage a lot sooner than we expected. Very happy
2 months ago
john
Louise was absolutely outstanding !!! We had a few issues with the property we were purchasing and Louise was so helpful in getting us the answers we required from the lender within a timely manner. I spoke with Louise regularly and she was...
3 months ago
Jiri
Leo from Manchester Moneyman was very helpful and efficient in securing us a mortgage on much better terms than our bank could offer. Thank you!
5 months ago
Olusola
The process has been stress free from the start to the end. The team has been helpful. I will definitely recommend Manchester Moneyman to people.
5 months ago
John
We've used UK Moneyman for two house purchases and remortgaging our current home. The team are unfailingly professional and lovely to work with. I'd recommend them to anyone in need of an excellent mortgage broker.
5 months ago
Alanya-Lee
As first time buyers, we needed all the support and guidance we could get. Tom was fabulous, honest and genuinely had our best interest at heart. He answered all of my silly questions and was always a phone call away.
5 months ago
Chiara
Worked with Malcolm and Debbie! Couldn’t recommend them enough. Thankyou for all your help!
6 months ago
Marco
Leo went above and beyond to provide all the information and assistance I needed to secure my dream property. Very friendly and professional. Highly recommended!
6 months ago
Stephanie
Originally took mortgage out 5 years ago and have just re-mortgaged with them. As this was a product transfer and I was a returning customer this was a no charge for this service. Can’t ask for better than that. All paperwork done by them and I...
6 months ago
Chris
Amazing service from start to finish!
7 months ago
Paul
Malcolm was very helpful and efficient.. definitely would recommend their services.
7 months ago
Amy
The whole team was super friendly and helpful, spent a lot of time navigating my challenging circumstances, and got me a better rate than I ever expected.
7 months ago
Absolutely, you can typically move your existing mortgage to a different property in Manchester using a process known as “porting.” After your move, the funds from selling your current property will be used to fully settle your current mortgage.
When relocating in Manchester, it’s essential to factor in expenses such as estate agent fees, conveyancing fees, potential stamp duty (if applicable), removal costs, and possible mortgage arrangement fees. Additionally, you can explore the services of a mortgage broker in Manchester to help with your mortgage needs.
If you buy a property in Manchester and wish to move later, you have several options depending on circumstances. You can sell your current property, rent it out while acquiring a new one, or explore mortgage alternatives like porting or remortgaging to cater your move.
Certainly, you have the flexibility to settle your mortgage ahead of schedule in Manchester. Most mortgages permit overpayments or early repayment of the entire loan amount. However, it’s important to review your specific mortgage terms for any potential penalties or restrictions associated with early repayment.
During your free initial consultation, your mortgage advisor in Manchester will gather essential information regarding your income and expenses to determine your maximum affordability.
A proficient mortgage advisor in Manchester will diligently explore a wide range of mortgage products to find the one that aligns perfectly with your requirements.
Once your offer is accepted, your dedicated mortgage advisor in Manchester will handle the submission of your complete mortgage application and all necessary documentation to the lender.
Our services extend beyond securing the most suitable mortgage deal, we also provide insurance recommendations to safeguard both you and your loved ones.
All new / existing customers who get in touch will receive a free home movers’ review. As a part of this review, our team will take a look at what it is that you’re hoping to achieve and find the most suitable route to take. In doing so, we’ll be taking a look at both your monthly payments and the maximum that you may be able to borrow.
Once we have gathered some key information, the next is to see what you are hoping to achieve during your free home movers review. Your Mortgage Advisor in Manchester search through 1000’s of deal to find you the most suitable deal for your circumstances.
Here at Manchestermoneyman, our team have experience with helping customers get on the property ladder and we have helped many Home Movers in Manchester, from those with complex situations to others whose cases are fast and easy We are well equipped to try and take on any enquiry.
If you are wanting to know your options for Moving Home in Manchester, our team of dedicated Mortgage Advisors in Manchester will have a chat with you during your free mortgage appointment and tell you what they think is the most suitable route to take. They will work alongside you from your initial enquiry, all the way through to getting the keys to your dream home.
If you are happy with their recommendation, your Mortgage Advisor in Manchester will look at equipping you with an Agreement in Principle, we aim to obtain one for you within 24 hours of your initial appointment. Agreements in Principle are handy to back up any offers you put down on a property.
Once you have found your new home in Manchester and the seller of the property has accepted the offer you have made, our team will then process your full mortgage application, all the way through to getting the keys.
Here at Manchestermoneyman, it’s not just about finding the best mortgage for you, we also want to help you find a suitable surveyor and help you get any conveyancing solicitor quotes.
Along with recommending you the most suitable mortgage, your advisor will suggest taking out insurance to help cover your remaining mortgage payments in the event of something unfortunate happening.
Our team are ready to help you find success in your moving home dreams. We can’t wait to hear from you!
Customers who recently get in touch regarding their mortgage process were looking for Mortgage Advice in Manchester. This is because they were wanting to know the maximum amount they can borrow, the interest rates and how much their monthly repayments will be.
During your free mortgage appointment, your Mortgage Advisor in Manchester will search 1000’s of mortgage products, to find you the most suitable deal. If you are happy with their recommendation and ready to proceed, we can start getting you an Agreement in Principle. Armed with an Agreement in Principle, you are ready to back up any offers you would put down on any property you are keen on.
Congratulations, you have had an offer accepted on your new home in Manchester. Next, speak to your Mortgage Advisor in Manchester and they can make a start of your full mortgage application. We can also lend a hand to help you find a suitable property surveyor and make a recommendation to a trusted conveyancing solicitor to you.
There are many reasons as to why a bank or building society reject mortgage applications and is not willing to lend you a mortgage. This can vary from your credit score being too low, or not fitting their lender’s criteria.
Whatever the reasons may be for being declined, you may still benefit from contacting a Mortgage Broker in Manchester, like ourselves we work alongside a vase panel of lenders who offer specialist products, tailored to those who struggled to obtain a mortgage from a bank or building society.
Once again it comes down to the credit file and your circumstances. Our Mortgage Advisors in Manchester have a vast amount of knowledge and experience in working in the industry, with this they try their best to help customers match up to their criteria.
If you do not fall into any of these categories previously stated, it is still worth taking the time to get in touch and speak to a member of our team. We’ll likely have worked on a similar situation before and we will love to help you progress further on your mortgage journey.
Read our 458 Reviews
Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Manchester, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Manchester, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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