First Time Buyer Mortgages in Wigan

Your Mortgage Advisor in Wigan will ask you a series of questions and request some documentation off you to evidence you’re ingoings and outgoings. This will help our team build a more financial picture of your situation which will help them determine the maximum amount you can borrow in Wigan. They will also review your credit rating, credit report and other documentation to make sure you are eligible for a mortgage. At the beginning of your home buying journey in Wigan, we aim to turn around an agreement in principle within 24 hours of your free initial mortgage appointment. Having an agreement in principle can help you make offers on a property.

Moving Home Mortgages in Wigan

Whether you fancy relocating somewhere larger or moving to a different location, you will have to consider moving home. It can be very frustrating to have to sell and buy a house at the same time. Secondly, you will need to deal with the mortgage aspects; do you try to port your current mortgage or simply take out a new one Here at Manchestermoneyman, we can help you make ‘the most suitable decision, based on your financial and personal circumstances. We always want the best for you and will always be transparent with you in the entire process.

Buy to let Mortgage Wigan

Whether you are a new or existing landlord you will also benefit the help from a member of our team. Because of our transparent service, we have built strong relationships with landlords so that mortgage applicants are allowed. We tend to find that you need a 20-40% deposit, depending on your existing portfolio and credit score, to obtain a buy to let the mortgage. Here at Manchestermoneyman, we can assess credit and affordability during your free initial mortgage appointment.

Remortgaging in Wigan

If you are approaching the end of your fixed term mortgage, you will need to start thinking about your remortgaging options for your property. Otherwise, you will be on your lender’s standard variable interest rate. If we find a more appropriate remortgage deal, you could potentially save loads further down the line. There are also other reasons why home owners may want to remortgage, which includes funding home improvements, releasing equity, and debt consolidation.

Self Employed Mortgages Wigan

The mortgage process is similar to self employed applicants in Wigan. The only difference is the documentation you need to prove to show that you can afford a mortgage while you’re self employed.

Mortgage Options for Over 50s in Wigan

If you want to explore your later life lending options in Wigan, reach out to our team at Manchestermoneyman. We have a dedicated in-house team that can go through all of your options with you. We can look at your equity release, lifetime mortgage and retirement mortgage options in Wigan. You can book your free later life lending appointment online or by giving us a call.

Mortgage Broker in Wigan | Mortgage Advice in Wigan

Mortgage Advice in Wigan

Welcome to Manchestermoneyman, your online hub for open and honest Mortgage Advice in Manchester & Wigan. Throughout the process, we aim to make your mortgage process as stress-free and simple as possible. Going the extra mile, we’ll be on hand 7 days a week, from start to finish to answer any question you have.

Whether you are a first time buyer, home mover, a new / experienced landlord looking to invest in a buy to let/let to buy property, or looking to remortgage. We want to help you start your mortgage process!

Speak to an Advisor

Solutions for complicated mortgages in Wigan

Our team of expert Mortgage Advisors in Wigan has the experience and knowledge of all mortgage types and circumstances. Our team can access many high streets lenders on panel and search thousands of mortgage products to recommend the most suitable deal that matches your financial situation.

We have been working in the industry for over 20 years, and this experience and knowledge can lead us to find you the most suitable deal!

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Wigan

Our Customers Love Us

4.96 Rating493 Reviews

Katie

My second time using Manchester money man and I cannot fault that. Ami and Joe have been amazing they have communicated everything when they said they would and have explained things when I was struggling and honestly couldn’t have done this...

1 week ago

Anonymous

Intelligence, punctual, professional and hard working and successfully got us a great deal two times in a row now!

1 month ago

Pippa

Great deals, good communication and professional

1 month ago

Clare

Chris and Stacey have been really helpful and friendly and have provided an excellent service so far.

2 months ago

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

2 months ago

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

2 months ago

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

3 months ago

Peter

The whole process went well and perfect

3 months ago

Albert

Excellent customer service provided experts who fully support their clients.

3 months ago

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

3 months ago

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

4 months ago

Frederick

Experience team, very helpful, understanding, patient, work as a team.

4 months ago

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

4 months ago

Timothy

Great service from the start, will certainly use them again.

4 months ago

Habib

Really good service,Jason and Stacy were really good and made it easy

4 months ago

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

6 months ago

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

6 months ago

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

6 months ago

Deborah

Excellent and friendly customer services

7 months ago

Dr William

Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!

7 months ago

Our Simple 4-Step Process

Book Online

The first step is in your hands, simply reach out to us and book your free initial mortgage appointment with one of our mortgage advisors in Wigan.

As a responsive mortgage broker in Wigan, we work 7 days a week to ensure that you can contact us at a time that suits you.

Free Initial Mortgage Appointment

During this appointment, you will get the chance to speak with an expert in your mortgage situation.

Here, you will be asked questions regarding your personal and financial situation so that your mortgage advisor in Wigan can find you the perfect mortgage product for your circumstances. Once we have found the perfect mortgage product for you, we will present you with it in the form of a mortgage illustration.

Finding a Suitable Product

If you want to continue with us and the deal, we can advance to the next stage, preparing your mortgage application!

From this point, you will be handed over to your own, dedicated case manager who will help you prepare all of the necessary documents to support your mortgage application. They will sort all of the mortgage side of the process and then when you are ready, we can submit your application.

Submit Your Application

After submitting your mortgage application, all that is left to do is to await for a response from your mortgage lender.

Once we hear back the good news, we will let you know right away. Now it is time to collect the keys to your new property!

Reasons to Choose us

Our Service

We are very proud of our high level of customer service. We take care of all of our customers to ensure that they have the most suitable mortgage experienced possible. Our dedicated team of Mortgage Advisors in Wigan always aim to go above and beyond for you in order to make you feel at comfortable and secure throughout the whole process.

Purchase and remortgaging can be tricky, especially if you don’t know how to start the process and find competitive deals! Our team of Remortgage Advisors in Wigan will do everything that they can to secure you a great remortgage deal. We’d love to help you through the remortgage process to take all of the stress off your back.

Search 1000s of products

Unlike a Bank, we are able to search 1000s of mortgage deals in order to find you the most suitable one for your individual circumstances.

We look forward to hearing from you and helping you start your mortgage process. Our Mortgage Advisors in Wigan are available 7 days a week, so you can get in touch around a time that suits you best. Get in touch with a member of the team today and see the benefits of using a Mortgage Broker in Manchester & Wigan. You have the choice to give us a call or book a free initial mortgage appointment online

We Work For You

Check out our fantastic customer reviews and see if someone has experienced a situation similar to you in the past. We are very proud of our reviews and like to share them across all social media platofrms, so that people can see how we have helped other home buyers and home movers through their mortgage journey.

Having been in the industry for more than 20 years, we have gained extensive experience in all kinds of mortgage scenarios. When faced with a new scenario, we will always do our best to overcome this hurdle, no matter the difficulty.

Stress-Free Mortgage Advice Wigan

Book a free initial mortgage appointment has never been easier! You can receive Mortgage Advice in Manchester & Wigan around a date and time at which suits you, all you need to do is answer a couple of questions. There are slots available 7 days a week (subject to availability). From there, you will be met with an expert Mortgage Advisor in Manchester & Wigan that specialises in your circumstances.

They will know how best to handle your situation and recommend the most suitable solution, even if your case is slightly complex. Looking at Mortgage Advice in Wigan could save you money and help you better understand the entire process.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Mortgage Broker in Wigan