Read our 375 Reviews
4.96 Rating375 Reviews
Leanne was lovely, she called me an answer all my questions, really recommend using the service.
Ryan Coulson is a brilliant and very knowledgeable mortgage advisor. He listened to my situation attentively and provided answers to all my questions in great detail. I am really happy I got in touch with him and I am sure he will enable me to get...
Amazing service from Matt & Louise from the very start. They’ve both been approachable, knowledgable & really helpful. As first time buyers with a 5% deposit, we didn’t have a clue where to start. We now have a mortgage offer...
Brilliant from day one! Jason was super quick to get in touch with us, really easy to talk to and very clear in his explanations etc. As first time buyers we weren't too sure on what to do and how it all works etc. We got the AIP fairly...
Amazing service. As first time buyers we did not know the process of purchasing a house and getting a mortgage. Jason Loft was very informative and always made himself available whenever we were unsure on something. They're very prompt with...
Great communications, they made the whole house-buying process a lot less daunting by explaining all the steps and helping out throughout the way. Highly recommended!
Matt and Megan have both been fantastic and we couldn't have done this process without them. Always available to speak to us when we had any questions and kept us informed throughout.
We were delighted with the level of service we received from Manchester Moneyman! Highly recommend!
When it comes in terms of mortgage Manchester money man is the best network in the UK . YOU can't take it away from them. For TOM and MEGHAN you guys amazing ...You rock, thanks.
Our advisor was friendly, approachable, knowledgable and was obviously experienced. He explained everything in a way that we could understand and made sure he was available to answer questions even outside of normal work hours which was much...
I can't recommend this service enough. Just had my mortgage agreed, and they've stayed in close contact throughout the process. I couldn't have done it without them as my circumstances were not straightforward being an older applicant...
Manchester Moneyman has really made getting a mortgage seem quick, simple and stress-free. I would especially like to thank Dinah and Anna for being absolutely amazing in guiding us through this process, it has been surprisingly enjoyable and cannot...
Manchester money man were a massive help with our mortgage application and the whole process. Jason was always fast at responding and talked us through the whole process of buying a house, which was incredibly useful to us as first time buyers!
Having Manchester Moneyman as our Broker was amazing, Dinah and Anna made the hole thing so kuchen easier for us and really helped us out when making the choices we made and ensuring that we had all our questions answered, Dinah would have regular...
I couldn’t recommend anymore, Matt and Molly have been fantastic after months of obstacles from the bank and things not looking great with me being a single mum of two and a massive childcare bill, they didn’t stop or give up when it was...
Excellent service, very straightforward.
Great customer service and found us a great deal. Really helpful taking us through the whole process as first time buyers and where always on hand to help with any questions. Definitely recommend!
I recently used Manchester Moneyman to simultaneously help with a BTL remortgage and a residential mortgage. I found them to be very helpful, communicating the options to me well and keeping me informed of progress throughout. I would recommend...
They are the best, It was my first time applying for a Mortgage and they explain everything, no delays, excellent customer service, I am happy I choose them to Advise us!! 100% recommend
Quick response. Service was really good. Can't fault it. I would definitely recommend
We are a Mortgage Broker in Stretford, our job is to guide you through the whole mortgage process to ensure that you get through it stress free and smoothly.
We will also try to save you time an dmoney in places that you didn’t think that you could. We have been working in the mortgage industry for over 20 years now, we know exactly where to look for competitive mortgage deals!
A Mortgage Broker in Stretford like us specialises in all sorts of different mortgage situations.
Clear and simple Mortgage Advice in Manchester
Often, we find that clients who contact us have already spoken to their own bank about mortgages. Usually, they have been told that they are unable to borrow enough for the property they like, or simply do not pass the banks strict mortgage criteria.
There are a few hurdles with the high street lender. These include; divorce / marital split-ups, income structure, the bank won’t lend enough, non-standard property types, self-employed applicants etc.
If you are experiencing a problem like this, then it is important to speak to an Open & Honest Mortgage Broker like us who may be able to help.
We have an in-depth knowledge of lending criteria from a very large number of mortgage lenders and years of experience – This means we are usually able to help these clients secure mortgage deals.
We work for you and provide guidance and experience throughout your home buying or remortgaging process.
Prior to viewing houses with estate agents, if possible, you should speak to a Mortgage Broker like us. This is so we can give you an idea of your budget and to have a mortgage agreement in principle document ready to support any offers you make.
Please feel free to get in touch with a new mortgage enquiry or to discuss one you are having problems with!
We very much look forward to hearing from you soon!
We work for you, and you only and we have your best interests at heart! To find out more about our fast, friendly and responsive service, follow the link below. Our Service in Stretford
If you are closing in to the end of your fixed-mortgage term, it's time to Remortgage! Let us help you find a competitive deal that's better than your current rate. Remortgage Advice in Stretford
Your free initial mortgage consultation in Manchester will last roughly one hour. A dedicated advisor will then recommend a mortgage for you, with no obligation to accept and go forward and proceed with the mortgage in question, if you decide that it is not for you.
As trusted Mortgage Advice professionals in Manchester, we will carry out a Fact Find to establish your personal needs before we go ahead with recommending the most suitable mortgage for your situation. From there you will be credit checked, which is a requirement to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, you can be issued a formal mortgage offer.
We recommend you obtain an Agreement in Principle prior to property viewings in Manchester, in order to avoid potential disappointment. At the very latest we would suggest that you obtain one before you make any offers, to put you in a better bargaining position. As a dedicated Mortgage Broker in Manchester, we are typically able to obtain an agreement in principle within 24 hours.
Generally speaking, an Agreement in Principle will last for between 30 and 90 days, depending on the lender that is used. If your Agreement in Principle expires before you can make use of it, it can be easily refreshed by speaking to your advisor.
If you’re looking to achieve something like debt consolidation or home improvements, you may be able to place a second mortgage on your home. If you’re looking to use it for yourself, a family member, a holiday home or a Buy to Let, a second mortgage on that property may also be an option.
A high street lender will typically require you to put down at least 5% of the property purchase price for your deposit. If you have had credit problems in the past, this may be higher.
If you have struggled with credit problems in the past, you may still be eligible for a mortgage, though a lender may possibly require you to put down a higher deposit than expected. This can be something like 15% of the property purchase price.
Submitting at least one year’s accounts moves you along the process, allowing for you to potentially obtain a mortgage in Manchester. Most lenders will utilise your salary plus dividend to calculate the maximum mortgage amount you are eligible to borrow, whereas some other lenders will go off your net profit.
In order for an employee to prove their income, it’s usually 3 payslips and the last 2 years’ accounts if you are self-employed. You will also need to provide some proof of ID, address and the last 3 months’ bank statements.
The free initial mortgage consultation that we offer generally lasts up to around an hour. We are then able to turn around an agreement in principle within 24 hours of that appointment. A formal mortgage offer takes, on average, somewhere around three weeks.