First Time Buyer Mortgages in Stretford

If you are new to the whole home buying process, we think our service will prove highly beneficial. We understand that buying a new home isn’t always a smooth process and it can be difficult to know where to start sometimes! Our job is to support and guide you through the entire mortgage process, whilst also finding you a mortgage product along the way. We will look at your personal and financial situation in order to help you find a product perfect for you!

Moving Home Mortgages in Stretford

If you are thinking of moving home in Stretford, you need to consider your mortgage options for your new home. If it is possible, some mortgage lenders will allow you to port your current mortgage to your new property if that is something that you want to achieve. If you do not want to port your mortgage to your new property, you will need to find a new mortgage for the property. Our job is to help you find the most suitable deal available to you based on your personal and financial situation. When moving home in Stretford, it is important to not forget the mortgage side of the process! Let us take this stress from your shoulders and take care of the mortgage process so that you can focus on actually moving home!

Buy to let Mortgage Stretford

Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO property, our team of mortgage advisors in Stretford is ready to help you. With more than two decades of experience, we’ve been helping buy to let landlords and its neighbouring areas, making us well-versed and knowledgeable in the buy to let sector. To connect with a knowledgeable buy to let mortgage advisor in Stretford, like ourselves, you can easily schedule a free initial mortgage appointment online. Choose a date and time that suits your convenience. Alternatively, you can reach out to us via phone seven days a week if that’s your preferred mode of communication.

Remortgaging in Stretford

Are you a current homeowner looking to remortgage in Stretford? Ideally, you should start your mortgage process 6 months prior to your current product ending. Starting your process this early allows you to get a deal ready and in place before your current deal comes to an end. Sometimes, our customers like to discuss capital raising options at the remortgage stage, including raising money for home improvements and paying off things like credit cards, overdrafts and loans.

Self Employed Mortgages Stretford

Self employed mortgage applicants have to follow a slightly different process when it comes to taking out a mortgage. You will need to submit at least one year’s accounts to move you along the process, allowing for you to potentially obtain a mortgage in Stretford. Most lenders will utilise your salary plus dividend to calculate the maximum mortgage amount you are eligible to borrow, whereas some other lenders will go off your net profit.

Mortgage Options for Over 50s in Stretford

If you want to explore your later life lending options in Stretford, reach out to our team at Manchestermoneyman. We have a dedicated in-house team that can go through all of your options with you. We can look at your equity release, lifetime mortgage and retirement mortgage options in Stretford. You can book your free later life lending appointment online or by giving us a call.

Mortgage Broker in Stretford | Mortgage Advice in Stretford

Mortgage Advice in Stretford

We are a mortgage broker in Stretford and our job is to guide you through the whole mortgage process to ensure that you get through it stress free and smoothly.

We will also try to save you time and money in places that you didn’t think that you could. We have been working in the mortgage industry for over 20 years now, we know exactly where to look for competitive mortgage deals!

A mortgage broker in Stretford like us specialises in all sorts of different mortgage situations, we only have your best interests at heart! We are Authorised and regulated by the Financial Conduct Authority and we search 1000’s of mortgage offers for you, using our experience and knowledge to find you the most suitable mortgage deals.

Speak to an Advisor

Solutions for complicated mortgages in Stretford

Often, we find that clients who contact us have already spoken to their own bank about mortgages. Usually, they have been told that they are unable to borrow enough for the property they like, or simply do not pass the banks strict mortgage criteria.

There are a few hurdles with the high street lender. These include; divorce / marital split-ups, income structure, the bank won’t lend enough, non-standard property types, self-employed applicants etc.

If you are experiencing a problem like this, then it is important to speak to an open & honest mortgage broker in Stretford, who may be able to help.

Prior to viewing houses with estate agents, if possible, you should speak to a mortgage broker in Stretford like us. This is so we can give you an idea of your budget and to have a mortgage agreement in principle document ready to support any offers you make.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Stretford

Our Customers Love Us

4.96 Rating494 Reviews

Rogers

Matt and Joe have helped us navigate what should be a very daunting and stressful task - buying our first home. We'd put off buying because we were worried about the process, but they've made it incredibly easy

Katie

My second time using Manchester money man and I cannot fault that. Ami and Joe have been amazing they have communicated everything when they said they would and have explained things when I was struggling and honestly couldn’t have done this...

Anonymous

Intelligence, punctual, professional and hard working and successfully got us a great deal two times in a row now!

Pippa

Great deals, good communication and professional

Clare

Chris and Stacey have been really helpful and friendly and have provided an excellent service so far.

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

Peter

The whole process went well and perfect

Albert

Excellent customer service provided experts who fully support their clients.

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

Frederick

Experience team, very helpful, understanding, patient, work as a team.

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

Timothy

Great service from the start, will certainly use them again.

Habib

Really good service,Jason and Stacy were really good and made it easy

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

Deborah

Excellent and friendly customer services

Our Simple 4-Step Process

Book Online

The first step is in your hands, simply reach out to us and book your free initial mortgage appointment with one of our mortgage advisors in Stretford.

As a responsive mortgage broker in Stretford, we work 7 days a week to ensure that you can contact us at a time that suits you.

Free Initial Mortgage Appointment

During this appointment, you will get the chance to speak with an expert in your mortgage situation.

Here, you will be asked questions regarding your personal and financial situation so that your mortgage advisor in Stretford can find you the perfect mortgage product for your circumstances. Once we have found the perfect mortgage product for you, we will present you with it in the form of a mortgage illustration.

Finding a Suitable Product

If you want to continue with us and the deal, we can advance to the next stage, preparing your mortgage application!

From this point, you will be handed over to your own, dedicated case manager who will help you prepare all of the necessary documents to support your mortgage application. They will sort all of the mortgage side of the process and then when you are ready, we can submit your application.

Submit Your Application

After submitting your mortgage application, all that is left to do is to await for a response from your mortgage lender.

Once we hear back the good news, we will let you know right away. Now it is time to collect the keys to your new property!

Reasons to Choose Us

Our Service

We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do.

Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are available throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!

Search 1000s of products

Unlike a Bank, we are able to search 1000s of mortgage deals in order to find you the most suitable one for your individual circumstances.

Our Mortgage Advice service is available mornings, evenings & weekends. We are here at a time that suits you and your family.

We Work For You

We work for you and provide guidance and experience throughout your home buying or remortgaging process.

Please feel free to get in touch with a new mortgage enquiry or to discuss one you are having problems with!

Stress-Free Mortgage Advice Stretford

You can worry less when it comes to the mortgage process! We will take all of the stress out of the mortgage process, helping you find a mortgage product that is tailored to your personal and financial situation.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

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Mortgage Broker in Stretford