First Time Buyer Mortgages in Rochdale

If you are new to the whole home buying process, we think our service will prove highly beneficial. We understand that buying a new home isn’t always a smooth process and it can be difficult to know where to start sometimes! Our job is to support and guide you through the entire mortgage process, whilst also finding you a mortgage product along the way. We will look at your personal and financial situation in order to help you find a product perfect for you!

Moving Home Mortgages in Rochdale

If you are thinking of moving home in Rochdale, you need to consider your mortgage options for your new home. If it is possible, some mortgage lenders will allow you to port your current mortgage to your new property if that is something that you want to achieve. If you do not want to port your mortgage to your new property, you will need to find a new mortgage for the property. Our job is to help you find the most suitable deal available to you based on your personal and financial situation. When moving home in Rochdale, it is important to not forget the mortgage side of the process! Let us take this stress from your shoulders and take care of the mortgage process so that you can focus on actually moving home!

Buy to let Mortgage Rochdale

Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO property, our team of mortgage advisors in Rochdale is ready to help you. With more than two decades of experience, we’ve been helping buy to let landlords and its neighbouring areas, making us well-versed and knowledgeable in the buy to let sector. To connect with a knowledgeable buy to let mortgage advisor in Rochdale, like ourselves, you can easily schedule a free initial mortgage appointment online. Choose a date and time that suits your convenience. Alternatively, you can reach out to us via phone seven days a week if that’s your preferred mode of communication.

Remortgaging in Rochdale

Are you a current homeowner looking to remortgage in Rochdale? Ideally, you should start your mortgage process 6 months prior to your current product ending. Starting your process this early allows you to get a deal ready and in place before your current deal comes to an end. Sometimes, our customers like to discuss capital raising options at the remortgage stage, including raising money for home improvements and paying off things like credit cards, overdrafts and loans.

Self Employed Mortgages Rochdale

Self employed mortgage applicants have to follow a slightly different process when it comes to taking out a mortgage. You will need to submit at least one year’s accounts to move you along the process, allowing for you to potentially obtain a mortgage in Rochdale. Most lenders will utilise your salary plus dividend to calculate the maximum mortgage amount you are eligible to borrow, whereas some other lenders will go off your net profit.

Mortgage Options for Over 50s in Rochdale

If you want to explore your later life lending options in Rochdale, reach out to our team at Manchestermoneyman. We have a dedicated in-house team that can go through all of your options with you. We can look at your equity release, lifetime mortgage and retirement mortgage options in Rochdale. You can book your free later life lending appointment online or by giving us a call.

Mortgage Broker in Rochdale | Mortgage Advice in Rochdale

Mortgage Advice in Rochdale

If you are in need of Mortgage Advice in Rochdale, you’ve come to the right place. We have been working as a Mortgage Broker in Rochdale for over 20 years which has allowed us to build up a large amount of in-depth knowledge of the industry. We have faced almost every single mortgage situation; even if you think that your circumstances are complicated, don’t worry, we’ve probably dealt with the exact same thing before.

Speak to an Advisor

Solutions for complicated mortgages in Rochdale

Often, we find that clients who contact us have already spoken to their own bank about mortgages. Usually, they have been told that they are unable to borrow enough for the property they like, or simply do not pass the banks strict mortgage criteria.

There are a few hurdles with the high street lender. These include; divorce / marital split-ups, income structure, the bank won’t lend enough, non-standard property types, self-employed applicants etc. If you are experiencing a problem like this, then it is important to speak to an Open & Honest Mortgage Broker in Rochdale like us, who may be able to help.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Rochdale

Our Customers Love Us

4.96 Rating488 Reviews

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

1 week ago

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

2 weeks ago

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

3 weeks ago

Peter

The whole process went well and perfect

1 month ago

Albert

Excellent customer service provided experts who fully support their clients.

1 month ago

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

1 month ago

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

1 month ago

Frederick

Experience team, very helpful, understanding, patient, work as a team.

2 months ago

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

2 months ago

Timothy

Great service from the start, will certainly use them again.

2 months ago

Habib

Really good service,Jason and Stacy were really good and made it easy

2 months ago

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

3 months ago

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

4 months ago

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

4 months ago

Deborah

Excellent and friendly customer services

5 months ago

Dr William

Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!

5 months ago

John

Charlie was friendly, thorough and full of advice, which was great as a first time buyer. He was also very accommodating of my extra needs due to my loss of hearing, which is quite rare in my experience. I’d highly recommend Manchestermoneyman and...

5 months ago

Anonymous

Chris - our mortgage broker has been incredible throughout the process. Very pleased with the service offered and will be back when we need to remortgage.

5 months ago

Anonymous

We received a great service, no hassle for us, they worked quickly with initiative and secured a good product.

6 months ago

Mr.

We have used Manchester money man a few times now and always find them to provide us an excellent service. They offer all options and explain the pros and cons of each allowing us to make an informed decision. Could not recommend highly enough

6 months ago

Our Simple 4-Step Process

Book Online

Get in touch with your Mortgage Broker in Rochdale so that we can get a few bits of information from you. We will then arrange a free initial mortgage consultation between you and your Mortgage Advisor in Manchester.

Free Initial Mortgage Appointment

You will have your free initial mortgage consultation where you’ll get a chance to talk with your dedicated Mortgage Advisor in Manchester. After the consultation, we can get an Agreement in Principle arranged for you and start searching through 1000s of mortgage deals to find one perfect for your individual situation.

Finding a Suitable Product

Now it’s time to begin property hunting whilst we find you a mortgage deal! If we find a deal for you and you are happy to proceed with it, it’s now time to get your mortgage application ready.

Submit Your Application

We will submit your mortgage application for you along with your evidential documents to back it up. Once submitted, our friendly team will keep you informed if anything changes. A formal mortgage offer can take around 3 weeks on average.

Reasons to Choose us

Our Service

We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do.

Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are available throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!

Search 1000s of products

Unlike a Bank, we are able to search 1000s of mortgage deals in order to find you the most suitable one for your individual circumstances.

Our Mortgage Advice service is available mornings, evenings & weekends. We are here at a time that suits you and your family.

We Work For You

We work for you and provide guidance and experience throughout your home buying or remortgaging process.

Please feel free to get in touch with a new mortgage enquiry or to discuss one you are having problems with!

Stress-Free Mortgage Advice Rochdale

You can worry less when it comes to the mortgage process! We will take all of the stress out of the mortgage process, helping you find a mortgage product that is tailored to your personal and financial situation.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Mortgage Broker in Rochdale