It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
0161 7133 215Speak to an Advisor - It's Free!
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 0161 7133 215
Read our 458 Reviews
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If you are in need of Mortgage Advice in Rochdale, you’ve come to the right place. We have been working as a Mortgage Broker in Rochdale for over 20 years which has allowed us to build up a large amount of in-depth knowledge of the industry. We have faced almost every single mortgage situation; even if you think that your circumstances are complicated, don’t worry, we’ve probably dealt with the exact same thing before.
Often, we find that clients who contact us have already spoken to their own bank about mortgages. Usually, they have been told that they are unable to borrow enough for the property they like, or simply do not pass the banks strict mortgage criteria.
There are a few hurdles with the high street lender. These include; divorce / marital split-ups, income structure, the bank won’t lend enough, non-standard property types, self-employed applicants etc. If you are experiencing a problem like this, then it is important to speak to an Open & Honest Mortgage Broker in Rochdale like us, who may be able to help.
If you are new to the whole home buying process, we think our service will prove highly beneficial. We understand that buying a new home isn’t always a smooth process and it can be difficult to know where to start sometimes!
Our job is to support and guide you through the entire mortgage process, whilst also finding you a mortgage product along the way. We will look at your personal and financial situation in order to help you find a product perfect for you!
If you are thinking of moving home in Rochdale, you need to consider your mortgage options for your new home. If it is possible, some mortgage lenders will allow you to port your current mortgage to your new property if that is something that you want to achieve.
If you do not want to port your mortgage to your new property, you will need to find a new mortgage for the property. Our job is to help you find the best deal available to you based on your personal and financial situation.
When moving home in Rochdale, it is important to not forget the mortgage side of the process! Let us take this stress from your shoulders and take care of the mortgage process so that you can focus on actually moving home!
Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO property, our team of mortgage advisors in Rochdale is ready to help you. With more than two decades of experience, we’ve been helping buy to let landlords and its neighbouring areas, making us well-versed and knowledgeable in the buy to let sector.
To connect with a knowledgeable buy to let mortgage advisor in Rochdale, like ourselves, you can easily schedule a free mortgage appointment online. Choose a date and time that suits your convenience. Alternatively, you can reach out to us via phone seven days a week if that’s your preferred mode of communication.
Are you a current homeowner looking to remortgage in Rochdale? Ideally, you should start your mortgage process 6 months prior to your current product ending. Starting your process this early allows you to get a deal ready and in place before your current deal comes to an end.
Sometimes, our customers like to discuss capital raising options at the remortgage stage, including raising money for home improvements and paying off things like credit cards, overdrafts and loans.
Self employed mortgage applicants have to follow a slightly different process when it comes to taking out a mortgage.
You will need to submit at least one year’s accounts to move you along the process, allowing for you to potentially obtain a mortgage in Rochdale. Most lenders will utilise your salary plus dividend to calculate the maximum mortgage amount you are eligible to borrow, whereas some other lenders will go off your net profit.
If you want to explore your later life lending options in Rochdale, reach out to our team at Manchestermoneyman. We have a dedicated in-house team that can go through all of your options with you.
We can look at your equity release, lifetime mortgage and retirement mortgage options in Rochdale. You can book your free later life lending appointment online or by giving us a call.
Our Customers Love Us
4.96 Rating458 Reviews
Anonymous
Very straightforward and clear, they made everything so simple for my first mortgage and the renewal was even easier.
3 weeks ago
Gary
This team is fantastic! They handle everything, making the whole process incredibly easy and hassle-free. I highly recommend them!
1 month ago
Michelle
I would high recommend this service they were amazing, and very professional. They were helpful throughout the whole process.
1 month ago
Michelle
Amazing service, extremely helpful and professional. Would highly recommend. Very happy with the service
1 month ago
Mrs Vanessa
Brillant. Helped us with non-standard employment conditions and were very efficient at getting everything sorted. Also very easy to get hold of. We always use a paid broker, their fee is very reasonable for the efficiency and personal service you...
1 month ago
Matthew
Can not speak highly enough of the people I have spoken to and the service I have received from the team. Charlie and Debbie are a credit. None patronising, easy to speak to, welcoming and very helpful. Will continue to recommend to friends.
1 month ago
Ruth
Excellent experience with Matt and Stacey from UK moneyman. As first time buyers they made this experience easy and stress free. I'd really recommend using UK moneyman! 10/10!
1 month ago
Christopher
Brilliant service. Knowledgeable & very professional.
2 months ago
Mrs Claire
Very helpful got us a mortgage a lot sooner than we expected. Very happy
2 months ago
john
Louise was absolutely outstanding !!! We had a few issues with the property we were purchasing and Louise was so helpful in getting us the answers we required from the lender within a timely manner. I spoke with Louise regularly and she was...
3 months ago
Jiri
Leo from Manchester Moneyman was very helpful and efficient in securing us a mortgage on much better terms than our bank could offer. Thank you!
5 months ago
Olusola
The process has been stress free from the start to the end. The team has been helpful. I will definitely recommend Manchester Moneyman to people.
5 months ago
John
We've used UK Moneyman for two house purchases and remortgaging our current home. The team are unfailingly professional and lovely to work with. I'd recommend them to anyone in need of an excellent mortgage broker.
5 months ago
Alanya-Lee
As first time buyers, we needed all the support and guidance we could get. Tom was fabulous, honest and genuinely had our best interest at heart. He answered all of my silly questions and was always a phone call away.
5 months ago
Chiara
Worked with Malcolm and Debbie! Couldn’t recommend them enough. Thankyou for all your help!
6 months ago
Marco
Leo went above and beyond to provide all the information and assistance I needed to secure my dream property. Very friendly and professional. Highly recommended!
6 months ago
Stephanie
Originally took mortgage out 5 years ago and have just re-mortgaged with them. As this was a product transfer and I was a returning customer this was a no charge for this service. Can’t ask for better than that. All paperwork done by them and I...
6 months ago
Chris
Amazing service from start to finish!
7 months ago
Paul
Malcolm was very helpful and efficient.. definitely would recommend their services.
7 months ago
Amy
The whole team was super friendly and helpful, spent a lot of time navigating my challenging circumstances, and got me a better rate than I ever expected.
7 months ago
Get in touch with your Mortgage Broker in Rochdale so that we can get a few bits of information from you. We will then arrange a free mortgage consultation between you and your Mortgage Advisor in Manchester.
You will have your free mortgage consultation where you’ll get a chance to talk with your dedicated Mortgage Advisor in Manchester. After the consultation, we can get an Agreement in Principle arranged for you and start searching through 1000s of mortgage deals to find one perfect for your individual situation.
Now it’s time to begin property hunting whilst we find you a mortgage deal! If we find a deal for you and you are happy to proceed with it, it’s now time to get your mortgage application ready.
We will submit your mortgage application for you along with your evidential documents to back it up. Once submitted, our friendly team will keep you informed if anything changes. A formal mortgage offer can take around 3 weeks on average.
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do.
Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are available throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
Unlike a Bank, we are able to search 1000s of mortgage deals in order to find you the best one for your individual circumstances.
Our Mortgage Advice service is available mornings, evenings & weekends. We are here at a time that suits you and your family.
We work for you and provide guidance and experience throughout your home buying or remortgaging process.
Please feel free to get in touch with a new mortgage enquiry or to discuss one you are having problems with!
You can worry less when it comes to the mortgage process! We will take all of the stress out of the mortgage process, helping you find a mortgage product that is tailored to your personal and financial situation.
You’ll mostly find that a minimum of a 5% deposit is required. Despite most High Street Lenders requiring this percentage, you’ll find that some lenders may ask for more, especially if you’ve had credit issues in the past
During your free mortgage consultation with your dedicated Mortgage Advisor in Rochdale, you will get asked some questions about your current mortgage situation and needs. Once received expert mortgage advice in Manchester, your Advisor knows more about your situation, they can start searching through mortgage products for you, trying to find one that matches your personal and financial situation.
We always recommend that you obtain your Agreement in Principle (AIP) as soon as possible. It’s important to have one in place prior to viewing properties.
For a fast AIP turn around, get in touch with your Mortgage Broker in Manchester. We can usually have one in place within 24-hours of your enquiry.
An Agreement in Principle (AIP) usually lasts between 30-90 days. This can change depending on the lender that you’ve used.
If your AIP expires, you can easily renew it by getting back in touch with your Mortgage Advisors in Manchester.
Yes, it can be possible to get a mortgage with bad credit in Rochdale. However, the amount of mortgage products that will be available to you may lower.
Your lender may also require you to put down a higher deposit than the usual 5%. You may even have to provide a 10%-15% deposit.
Read our 458 Reviews
Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Manchester, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Manchestermoneyman.com & Manchestermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Manchester, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
