First Time Buyer Mortgages in Failsworth

Embarking on the journey of buying your first home can be a unique and unfamiliar experience, especially when it comes to the mortgage aspect. When you’re ready to kickstart your journey as a first time buyer in Failsworth, the initial step is to determine how much you can borrow and assess your overall affordability. As your trusted mortgage broker in Failsworth, this is a service we provide during your complimentary mortgage appointment. A significant part of this process involves preparing your mortgage application and ensuring it reflects your affordability, supported by all the necessary documents. Your mortgage broker in Failsworth will guide you through this crucial step, helping you complete and fine-tune your application to meet the standards set by lenders. This ensures your application is in prime shape and aligns with what lenders are seeking.

Moving Home Mortgages in Failsworth

Moving home in Failsworth isn’t as simple as leaving your current residence; it involves selling your current property and addressing its mortgage before anything else. Moving can be a highly stressful experience, and we’re here to alleviate that stress during this busy time. If you find it challenging to transfer your existing mortgage or the associated costs become burdensome, you’ll need to explore a suitable mortgage solution for your new property. Our expertise allows us to sift through thousands of mortgage options to identify a competitive product tailored to your new home. Our panel includes access to a diverse range of lenders, both from the high street and specialists, giving us the tools to find the right fit on your behalf.

Buy to let Mortgage Failsworth

Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO property, our team of mortgage advisors in Failsworth is ready to help you. With more than two decades of experience, we’ve been helping buy to let landlords in Manchester and its neighbouring areas, making us well-versed and knowledgeable in the buy to let sector. To connect with a knowledgeable buy to let mortgage advisor in Failsworth, like ourselves, you can easily schedule a free initial mortgage appointment online. Choose a date and time that suits your convenience. Alternatively, you can reach out to us via phone seven days a week if that’s your preferred mode of communication.

Remortgaging in Failsworth

As you approach the conclusion of your current fixed mortgage term, it’s important to consider the process of remortgaging. Remortgaging involves switching to a new mortgage product to replace your existing one. It’s advisable to start exploring new mortgage options at least 6 months before your current deal expires. Failing to remortgage before your current fixed term ends could lead to a transition onto your lender’s standard variable rate, typically resulting in higher monthly repayments. We’re here to simplify this process by thoroughly searching the entire remortgage market to identify the most suitable product for your needs. Our dedicated remortgage advisor in Failsworth will carefully evaluate thousands of offers to determine the best fit for you. Did you know that there are additional remortgage options available to you? These options include remortgaging to finance home improvements, release equity, or consolidate debt. If you’d like to explore these possibilities or if remortgaging aligns with your goals, please don’t hesitate to reach out or book a remortgage review online.

Self Employed Mortgages Failsworth

If you’re self-employed in Failsworth, the mortgage process follows a similar path to other scenarios, with one crucial distinction – the way in which you would evidence your income. Our dedicated mortgage advisor in Failsworth will help you in navigating the specific documents required. Like other mortgage types, they will carry out a comprehensive affordability assessment and diligently search for deals tailored to your unique situation.

Mortgage Broker in Failsworth | Mortgage Advice in Failsworth

Mortgage Advice in Failsworth

Our role as your mortgage broker in Failsworth is to offer comprehensive support and guidance throughout your entire mortgage journey. From the beginning to the end, we’ll be with you every step of the way, ensuring that your mortgage experience is stress-free and hassle-free.

We don’t just help in finding the right mortgage product for you and your property; our services extend to helping you prepare your mortgage application and identifying the most suitable insurance product for you and your family. Regardless of your specific mortgage situation, we offer a free initial mortgage appointment to all customers. Don’t hesitate to reach out, and we’ll explore how we can help you.

With over 20 years of experience in the mortgage sector, we’ve successfully helped a diverse range of mortgage applicants secure excellent and competitive mortgage products. This is our commitment as your trusted mortgage broker in Failsworth.

Speak to an Advisor

All of our Customers Receive a Free Initial Mortgage Appointment!

Booking your free initial mortgage appointment with a dedicated mortgage advisor in Failsworth is now easier than ever. Our modern ‘Book Online’ system allows you to choose a date and time for your appointment instantly. Alternatively, you can simply give us a call, and one of our team members will help you in setting up a suitable date and time over the phone.

During your free initial mortgage appointment, you’ll have the opportunity to have a one-on-one discussion with a knowledgeable mortgage advisor in Failsworth. Feel free to ask any questions you might have about your unique mortgage situation. Your advisor will also gather essential information about your personal and financial circumstances by asking you relevant questions to better understand your goals.

All this gathered information will enable your mortgage advisor to search for the perfect mortgage product tailored specifically to your needs. After the appointment, our team will diligently search through thousands of mortgage products from our panel of lenders, ensuring we find the one that is most suitable for you and your property.

No matter how unusual or complex your situation may seem, don’t hesitate to reach out to us. We’ve likely encountered similar challenges in the past and are always up for a new opportunity. We thrive on solving problems and are here to lend a helping hand.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Failsworth

Our Customers Love Us

4.96 Rating488 Reviews

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

1 week ago

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

2 weeks ago

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

3 weeks ago

Peter

The whole process went well and perfect

1 month ago

Albert

Excellent customer service provided experts who fully support their clients.

1 month ago

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

1 month ago

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

1 month ago

Frederick

Experience team, very helpful, understanding, patient, work as a team.

2 months ago

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

2 months ago

Timothy

Great service from the start, will certainly use them again.

2 months ago

Habib

Really good service,Jason and Stacy were really good and made it easy

2 months ago

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

3 months ago

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

4 months ago

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

4 months ago

Deborah

Excellent and friendly customer services

5 months ago

Dr William

Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!

5 months ago

John

Charlie was friendly, thorough and full of advice, which was great as a first time buyer. He was also very accommodating of my extra needs due to my loss of hearing, which is quite rare in my experience. I’d highly recommend Manchestermoneyman and...

5 months ago

Anonymous

Chris - our mortgage broker has been incredible throughout the process. Very pleased with the service offered and will be back when we need to remortgage.

5 months ago

Anonymous

We received a great service, no hassle for us, they worked quickly with initiative and secured a good product.

6 months ago

Mr.

We have used Manchester money man a few times now and always find them to provide us an excellent service. They offer all options and explain the pros and cons of each allowing us to make an informed decision. Could not recommend highly enough

6 months ago

Our Simple 4-Step Process

Book Online

The first step is in your hands, simply reach out to us and book your free initial mortgage appointment with one of our mortgage advisors in Failsworth. As a responsive mortgage broker in Failsworth, we work 7 days a week to ensure that you can contact us at a time that suits you.

Free Initial Mortgage Appointment

During this appointment, you will get the chance to speak with an expert in your mortgage situation. Here, you will be asked questions regarding your personal and financial situation so that your mortgage advisor in Failsworth can find you the perfect mortgage product for your circumstances. Once we have found the perfect mortgage product for you, we will present you with it in the form of a mortgage illustration.

Finding a Suitable Product

If you want to continue with us and the deal, we can advance to the next stage, preparing your mortgage application! From this point, you will be handed over to your own, dedicated case manager who will help you prepare all of the necessary documents to support your mortgage application. They will sort all of the mortgage side of the process and then when you are ready, we can submit your application.

Submit Your Application

After submitting your mortgage application, all that is left to do is to await for a response from your mortgage lender. Once we hear back the good news, we will let you know right away. Now it is time to collect the keys to your new property!

Reasons to Choose us

Free Initial Appointment in Failsworth

As a responsive mortgage broker in Manchester, we operate seven days a week. The brilliant reviews we have generated portray the experience we deliver to our customers. Each review shows us how much our service has benefited someone in finding the perfect mortgage product. Take a look at our reviews page for an insight into how we have helped our customers.

Search 1000s of products

During any mortgage journey, our friendly mortgage advisors in Manchester we have access to 1000s of mortgage products on our vast panel of lenders. We can search through both high street and specialist products in order to find one with the most suitability to your personal and financial situation.

Our Service

Providing open and honest mortgage advice in Manchester you can get mortgage advice in Failsworth by simply looking at our mortgage guides on our website. Alternatively, if you want to ask a question to one of our mortgage advisors in Failsworth, simply follow our “Get Started” process and get in touch!

7 Days a Week

Even if you are facing a complex situation, we still recommend reaching out to a mortgage broker in Manchester. We have helped applicants through complicated, difficult situations before, in some cases, where the applicant thought that it was impossible to get a mortgage. That’s why we encourage all applicants to still get in touch; you never know, we might have solved the same issue in the past!

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Mortgage Broker in Failsworth