How does the mortgage process in Bolton actually work?

The first step in your process is for you to fill out our Fact Find, so that we can get an idea of the situation that you’re currently in. This information will be passed over to your an expert Mortgage Advisor in Bolton, who will then familiarise themself with your situation and be in touch to schedule your free mortgage consultation. During this meeting, your advisor will learn more about you, in order to find a favourable mortgage deal tailored to you.

After your initial consultation, a credit check will be carried out on you, so that you may obtain an Agreement in Principle (AIP). If everything comes back fine and you are happy to proceed, we will ask for you to provide some documents to backup your application.

With your Agreement in Principle, submitted evidential documentation and hopefully (if all goes well) a great mortgage offer that you’re happy to continue with, you can finally move onto the last stage – mortgage application submission!