How much can I borrow when moving home in Stockport?

The amount you can borrow depends on your income, credit score, and monthly outgoings. Our mortgage advisors in Stockport can help you understand your borrowing capacity and find the most suitable mortgage deal for your needs.

What costs should I consider when moving home in Stockport?

When moving home in Stockport, you should budget for costs like legal fees, removal services, and potential early repayment charges. Our mortgage advisors in Stockport will help you anticipate these expenses to keep your finances on track.

Can I get a mortgage in Stockport if I’m self employed?

Yes, many lenders are able to help self employed applicants when moving home in Stockport. Our team can connect you with lenders who understand your situation and offer suitable mortgage solutions.

How long does the mortgage approval process take when moving home in Stockport?

On average, it takes 4-8 weeks to secure a mortgage, depending on the complexity of your situation and the lender’s processing time. We’ll work efficiently to ensure your Stockport move stays on schedule.

Can I buy a new home in Stockport before selling my current one?

Not necessarily. If you want to buy before selling, options like let to buy or bridging loans can help. We’ll discuss these possibilities with you to ensure your Stockport move is seamless. If you have any more questions about mortgages during the moving home process, make sure to get in touch with our team for expert mortgage advice in Stockport .

Moving Home Mortgages in Stockport

How does the mortgage process work when moving home in Stockport?

Moving home in Stockport can feel like a daunting task, but with the right guidance, it becomes much more manageable.

Our role as your mortgage broker in Stockport is to simplify the process, starting with an assessment of your financial circumstances.

From obtaining an agreement in principle (AIP) to submitting a strong mortgage application, we’re here to help make your Stockport move as smooth as possible.

When do I need an AIP when moving home in Stockport?

An agreement in principle (AIP) is essential for showing estate agents and sellers that you’re a serious buyer.

It also helps you understand your borrowing potential before you start viewing homes in Stockport.

Our team can arrange an AIP quickly, giving you the confidence to take the next step in your moving journey.

Can I port my mortgage when moving home in Stockport?

If your current mortgage deal works well for you, porting it to your new property in Stockport might be a great option.

Porting allows you to transfer your existing mortgage to avoid early repayment fees.

We’ll assess your eligibility and guide you through the process to ensure everything transitions smoothly.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Moving Home Mortgage FAQs in Stockport

Our Customers Love Us

4.96 Rating488 Reviews

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

1 week ago

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

2 weeks ago

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

3 weeks ago

Peter

The whole process went well and perfect

1 month ago

Albert

Excellent customer service provided experts who fully support their clients.

1 month ago

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

1 month ago

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

1 month ago

Frederick

Experience team, very helpful, understanding, patient, work as a team.

2 months ago

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

2 months ago

Timothy

Great service from the start, will certainly use them again.

2 months ago

Habib

Really good service,Jason and Stacy were really good and made it easy

2 months ago

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

3 months ago

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

4 months ago

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

4 months ago

Deborah

Excellent and friendly customer services

5 months ago

Dr William

Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!

5 months ago

John

Charlie was friendly, thorough and full of advice, which was great as a first time buyer. He was also very accommodating of my extra needs due to my loss of hearing, which is quite rare in my experience. I’d highly recommend Manchestermoneyman and...

5 months ago

Anonymous

Chris - our mortgage broker has been incredible throughout the process. Very pleased with the service offered and will be back when we need to remortgage.

5 months ago

Anonymous

We received a great service, no hassle for us, they worked quickly with initiative and secured a good product.

6 months ago

Mr.

We have used Manchester money man a few times now and always find them to provide us an excellent service. They offer all options and explain the pros and cons of each allowing us to make an informed decision. Could not recommend highly enough

6 months ago