How much can I borrow when moving home in Salford?

The amount you can borrow depends on your income, monthly expenses, and credit score. Our experienced mortgage advisors in Salford will help you assess your financial position and explore your options.

What costs should I consider when moving home in Salford?

Expenses like legal fees, removal costs, and potential early repayment charges should be factored into your budget. We’ll guide you through these considerations to ensure you’re financially prepared for your move in Salford.

Can I get a mortgage in Salford if I’m self employed?

Yes, many lenders are able to help self employed applicants when moving home in Salford. Our team can connect you with lenders who understand your situation and offer suitable mortgage solutions.

How long does the mortgage approval process take when moving home in Salford?

The mortgage process typically takes 4-8 weeks, depending on your circumstances and lender timelines. We’ll work diligently to ensure your application progresses smoothly and your move stays on track.

Can I buy a new home in Salford before selling my current one?

Yes, options like let to buy or bridging loans can help you secure a new property in Salford before selling your current one. We’ll explore these solutions and guide you to the most suitable option for your situation.

Moving Home Mortgages in Salford

How does the mortgage process work when moving home in Salford?

The process of moving home in Salford involves several steps, from assessing your finances to completing your mortgage application.

Our role as your mortgage broker in Salford is to make this journey simple and stress-free.

We’ll guide you through every stage, from securing an agreement in principle (AIP) to managing the finer details of your mortgage, so you can focus on your move to or within Salford.

When do I need an AIP when moving home in Salford?

An agreement in principle (AIP) is an important step when moving home in Salford, giving you clarity on your borrowing power.

It’s often required by estate agents and sellers to demonstrate you’re a serious buyer.

We’ll help you obtain an AIP swiftly, so you’re ready to make offers with confidence in Salford’s competitive property market.

Can I port my mortgage when moving home in Salford?

Porting your mortgage can be a practical option when moving home in Salford, especially if you’re on a favourable interest rate.

This process allows you to transfer your current mortgage to your new property.

As your mortgage broker in Salford, we will help you determine whether porting is right for you and manage the process to ensure everything runs smoothly.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Moving Home Mortgage FAQs in Salford

Our Customers Love Us

4.96 Rating488 Reviews

Danielle

We can’t thank Malcom and his team enough for getting us on the property ladder. A year ago we didn’t think it was possible but they did everything they could to find us our mortgage. Thank you so much!

1 week ago

Sameer

Conor is always outstanding with his follow through and team is fantatsic. Always a joy to deal with. Cheers.

2 weeks ago

Danniela

The service was absolutely amazing. Lee was very easy to communicate with and very helpful.

3 weeks ago

Peter

The whole process went well and perfect

1 month ago

Albert

Excellent customer service provided experts who fully support their clients.

1 month ago

Alina

Matt and the team have been brilliant! Really knowledgeable, got everything sorted out so efficiently and quickly! Can't ask for better service! Will definitely be recommending to my friends!

1 month ago

Linda

We were offered a really poor mortgage deal by our own bank (despite banking with them for over 40 years), and their adviser didn’t seem to know how to help us. A colleague suggested trying a mortgage broker, so we searched online and found...

1 month ago

Frederick

Experience team, very helpful, understanding, patient, work as a team.

2 months ago

Helen

Debbie and Chris have been amazing. Keeping me informed every step of the way. Recommend UK Moneyman

2 months ago

Timothy

Great service from the start, will certainly use them again.

2 months ago

Habib

Really good service,Jason and Stacy were really good and made it easy

2 months ago

Bryn

Charlie was pleasant, thorough and efficient. In just half an hour he had explained several different options for my remortgage and we had come to an agreement on how to proceed. Such a great service!

3 months ago

Michael

The service was excellent with a personal advisor walking me through the process end to end, answering any questions I had throughout. Would highly recommend to anyone!

4 months ago

Dawn

Leo Shakespeare and Stacey Moss have been Fantastic throughout the process of getting our mortgage they have been in contact throughout explaining everything to us from start to finish we can not thank them both enough for helping with this process...

4 months ago

Deborah

Excellent and friendly customer services

5 months ago

Dr William

Charlie has been so helpful and very approachable. The whole team at ManchesterMoneyman have been great. Highly recommend to others!

5 months ago

John

Charlie was friendly, thorough and full of advice, which was great as a first time buyer. He was also very accommodating of my extra needs due to my loss of hearing, which is quite rare in my experience. I’d highly recommend Manchestermoneyman and...

5 months ago

Anonymous

Chris - our mortgage broker has been incredible throughout the process. Very pleased with the service offered and will be back when we need to remortgage.

5 months ago

Anonymous

We received a great service, no hassle for us, they worked quickly with initiative and secured a good product.

6 months ago

Mr.

We have used Manchester money man a few times now and always find them to provide us an excellent service. They offer all options and explain the pros and cons of each allowing us to make an informed decision. Could not recommend highly enough

6 months ago