Income Protection Insurance Advice in Manchester

Insurance Advice in Manchester

Income Protection Insurance is designed to pay out a monthly benefit if you are unable to work due to illness or accident. The applicant can decide along with the help of their Advisor how much cover to take out. Also how long they are prepared to wait before they are entitled to put a claim in.

Income Protection insurance can be expensive when comparing it to life cover. This is because you are far more likely to be unable to work due to illness than die. However, the payment of monthly benefit will continue to until you return to work. That is unless you have selected the “Budget” version of the policy. This typically only pays out for 24 months but is much cheaper.

The big advantage of Income Protection Insurance is that unlike Critical Illness Cover it pays out for whatever is preventing you from working. Unlike Critical Illness which is just a list of specified illnesses.

This type of policy is very popular amongst the self-employed. It can also appeal to employed applicants who do not benefit from generous Employer sick pay schemes.

Our Income Protection Insurance Advice Service

It is important to us that all of our customers are given an equal opportunity to take insurance through ourselves.  We wouldn’t be doing our job right if we didn’t mention it! 

We offer all of our customers a free, no-obligation protection review where we’ll have a look at any existing policies you have in place and assess their suitability.  We’ll then recommend which products, including critical illness and income protection that meet your needs.  If required, we’ll then tailor the plan to match your available monthly budget. 

Providing Income Protection Insurance Advice in Manchester & Surrounding Areas

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