Christmas is the Perfect Time to Property Hunt in Manchester

Mortgage Advice in Manchester

Have you ever thought about starting your mortgage journey over the Christmas period? Christmastime is turning into the best time of year to begin surfing properties, and this is all down to what folks call ‘the new year rush’.

As an expert Mortgage Broker in Manchester, we see a massive influx of mortgage applications every single January. So, what we advise is to get ready and start ahead of everyone else, it may put you in front of other competitors trying to snatch up the same property your after.

Why start the mortgage process at Christmastime?

The property market is continuously at its most busy during January, as everyone wants that “new year, new home” feeling. It means that in December, there are a lot more mortgage opportunities for you to take.

As a friendly and skilled Mortgage Broker in Manchester, we are very insightful on the market, and we know that Christmas can be a hectic time of year, especially with the effects of the Coronavirus.  

We can help sort out your application and get everything in place so that the process is stress-free! Get in touch and claiming your free mortgage consultation can potentially put you in front of thousands of other applicants in Manchester.

January Mortgage Advice in Manchester

First Time Buyers in Manchester

You should think about if you were planning to start your First Time Buyer mortgage journey in January, if you were to begin in December instead, the process would still span into next year, it just gets you ahead of the game.

If you approach a Mortgage Broker like us for Mortgage Advice in Manchester, our team will look after you from start to finish and provide full support and guidance during every step you take.

Getting a Mortgage Advisor in Manchester by your side friendly and early on could prove extremely beneficial.

Home Movers in Manchester

If you are thinking about Moving Home to Manchester. We would still recommend sorting out the arrangements for selling your home in December.

It will lead to you having everything organised so that in January. You will have your home photos finalised, your preferred estate agent gets chosen and a signed agency agreement. Which are all critical components to selling your home. We will help you with all of this by the way!

Now that all these things are going to get sorted. You can now begin searching for a home between Christmas and new year straight away.

Gifted deposits

If you are fortunate enough to receive a gifted deposit from a family member or friend for Christmas. You should get on with your application as soon as possible.

From Christmas to the new year, you still have a week to get your application started and get ahead of the game. As a Mortgage Broker in Manchester seeing a rise in gifted deposit. We expect this Christmas they are going to be more popular than ever!

With house prices rising, there are also more hardships involved for people who are currently searching for the property market. In contrast, gifted deposits can help ease the stress of financial worries, specifically the deposit.

Therefore, people tend to get help from their family so they can take that first step onto the property ladder.

Mortgage Broker in Manchester

Now that you know that Christmastime could be the best time to start your mortgage application. You will receive full help and guidance from an expert Mortgage Advisor in Manchester. Are you considering approaching a Mortgage Broker in Manchester?

In Manchester, we offer a free mortgage consultation to every single customer, no matter their mortgage situation. So, don’t hesitate to get in touch with your expert Mortgage Broker in Manchester this Christmas. We cannot wait to hear from you!