So, you’ve saved up for your deposit (or got the green light from “Bank of Mum and Dad”) and made the decision to move home. What’s the next step? Put simply, and in the bestContinue reading
Category: First Time Buyer Mortgages
Whilst it is widely accepted that there is a national housing shortage, the Government has launched several schemes over the years. These have been under the “Help to Buy” banner, designed to getContinue reading
Mortgage Advice in Manchester How to make an offer on a property?
When you are ready to make an offer on a property you want to buy it’s important that you put your circumstances across to theContinue reading
When it comes to applying for a mortgage and your credit score, the fewer addresses you have on your record the better, however it seems that people are becoming savvier and aware of this.
We areContinue reading
Gifted Deposit Mortgage Advice
In terms of gifted deposits, here are some answers to the most noteworthy questions that we receive;Who can gift the deposit?
It tends to be “Bank of Mum and Dad” (or Gran andContinue reading
Lenders & Bank Statements
When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you are the sort ofContinue reading
The amount you can borrow for your mortgage is dictated by your income and expenditure and the Lenders’ own affordability calculation models, but a recent article from the Daily Mail suggests housing takes up approximatelyContinue reading
Mortgage Protection Insurance is a term used to encompass various different types of cover designed to protect borrowers from events which could severely impact upon their ability to maintain mortgage payments. There are different variationsContinue reading
The Bank of Mum and Dad is a phrase used to express money lent to children by their parents.
In recent news, Legal and General claim that The Bank of Mum and Dad is equivalent toContinue reading
Mortgage Advice by Manchestermoneyman
– EXPERIENCED Mortgage Broker in Manchester & Surrounding Areas –
Getting a MORTGAGE is very much about getting ORGANISED
All Lenders will want you to produce lots of different documents about yourself to backContinue reading