Whilst it is widely accepted that there is a national housing shortage, the Government has launched several schemes over the years under the “Help to Buy” banner designed to get people onto the property ladderContinue reading
Category: First Time Buyer Mortgages
Mortgage Advice in Manchester by Manchestermoneyman How to make an offer on a property?
When you are ready to make an offer on a property you want to buy it’s important that you put your circumstances across
When it comes to applying for a mortgage and your credit score, the fewer addresses you have on your record the better, however it seems that people are becoming more savvy and aware of this.
We are now starting to see the effects of the buy to let surcharge and income tax changes. Already this year we have seen a number of properties come on to the market where privateContinue reading
A Summary Of The 2016 Mortgage Market
It’s been another eventful year in the UK Mortgage market so with Christmas almost upon us I thought I’d take time to give you my reflections on some ofContinue reading
Whilst the days of 100% mortgages are behind us for now it can be possible in certain circumstances to buy a property without investing any of your own cash. Buying from a property under aContinue reading
According to The Mirror website today, one in six families who have applied for a mortgage in the last 10 years say they have been turned down or offered a lower amount of money dueContinue reading
When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you are the sort of person who managesContinue reading
Help to Buy Isa shambles: so are these accounts still worth it?
Help to Buy Isas are being revisited by hundreds of thousands of would-be home buyers after The Telegraph revealed a smallprint technicality which means theyContinue reading
The number of first-time home buyers relying on the bank of mum and dad in England has risen sharply, according to official figures.
The government’s housing survey shows that last year 27% of such buyersContinue reading